LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,525
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$89,217
−HK$2,734/mo
Today · 4.125%
HK$91,951
baseline
▲ 0.50% · 4.625%
HK$97,546
+HK$5,595/mo
Deposit HK$18.97M · loan HK$18.97M · min. income ≈ HK$183,902/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,612,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,259
−HK$5,200/mo
▼ 0.25% · 3.875%
HK$98,840
−HK$2,619/mo
Today · 4.125%
HK$101,459
baseline
▲ 0.50% · 4.625%
HK$106,807
+HK$5,348/mo
Deposit HK$18.97M · loan HK$18.97M · min. income ≈ HK$202,918/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,612,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,830
−HK$6,512/mo
▼ 0.25% · 3.875%
HK$107,060
−HK$3,282/mo
Today · 4.125%
HK$110,342
baseline
▲ 0.50% · 4.625%
HK$117,056
+HK$6,714/mo
Deposit HK$15.18M · loan HK$22.77M · min. income ≈ HK$220,684/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$1,612,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,510
−HK$6,241/mo
▼ 0.25% · 3.875%
HK$118,608
−HK$3,143/mo
Today · 4.125%
HK$121,751
baseline
▲ 0.50% · 4.625%
HK$128,169
+HK$6,418/mo
Deposit HK$15.18M · loan HK$22.77M · min. income ≈ HK$243,502/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$1,612,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,136
−HK$7,596/mo
▼ 0.25% · 3.875%
HK$124,904
−HK$3,828/mo
Today · 4.125%
HK$128,732
baseline
▲ 0.50% · 4.625%
HK$136,565
+HK$7,833/mo
Deposit HK$11.38M · loan HK$26.56M · min. income ≈ HK$257,464/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,612,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,762
−HK$7,281/mo
▼ 0.25% · 3.875%
HK$138,376
−HK$3,667/mo
Today · 4.125%
HK$142,043
baseline
▲ 0.50% · 4.625%
HK$149,530
+HK$7,487/mo
Deposit HK$11.38M · loan HK$26.56M · min. income ≈ HK$284,086/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,612,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,746
−HK$9,766/mo
▼ 0.25% · 3.875%
HK$160,590
−HK$4,922/mo
Today · 4.125%
HK$165,512
baseline
▲ 0.50% · 4.625%
HK$175,583
+HK$10,071/mo
Deposit HK$3.79M · loan HK$34.15M · min. income ≈ HK$331,024/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,612,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,265
−HK$9,361/mo
▼ 0.25% · 3.875%
HK$177,912
−HK$4,714/mo
Today · 4.125%
HK$182,626
baseline
▲ 0.50% · 4.625%
HK$192,253
+HK$9,627/mo
Deposit HK$3.79M · loan HK$34.15M · min. income ≈ HK$365,252/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,612,682 · Scale 2, in force from 26 Feb 2026)