LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,527
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$89,218
−HK$2,735/mo
Today · 4.125%
HK$91,953
baseline
▲ 0.50% · 4.625%
HK$97,548
+HK$5,595/mo
Deposit HK$18.97M · loan HK$18.97M · min. income ≈ HK$183,906/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,612,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,260
−HK$5,201/mo
▼ 0.25% · 3.875%
HK$98,842
−HK$2,619/mo
Today · 4.125%
HK$101,461
baseline
▲ 0.50% · 4.625%
HK$106,809
+HK$5,348/mo
Deposit HK$18.97M · loan HK$18.97M · min. income ≈ HK$202,922/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,612,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,832
−HK$6,511/mo
▼ 0.25% · 3.875%
HK$107,062
−HK$3,281/mo
Today · 4.125%
HK$110,343
baseline
▲ 0.50% · 4.625%
HK$117,058
+HK$6,715/mo
Deposit HK$15.18M · loan HK$22.77M · min. income ≈ HK$220,686/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$1,612,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,512
−HK$6,241/mo
▼ 0.25% · 3.875%
HK$118,610
−HK$3,143/mo
Today · 4.125%
HK$121,753
baseline
▲ 0.50% · 4.625%
HK$128,171
+HK$6,418/mo
Deposit HK$15.18M · loan HK$22.77M · min. income ≈ HK$243,506/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$1,612,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,138
−HK$7,596/mo
▼ 0.25% · 3.875%
HK$124,906
−HK$3,828/mo
Today · 4.125%
HK$128,734
baseline
▲ 0.50% · 4.625%
HK$136,567
+HK$7,833/mo
Deposit HK$11.38M · loan HK$26.56M · min. income ≈ HK$257,468/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,612,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,764
−HK$7,281/mo
▼ 0.25% · 3.875%
HK$138,379
−HK$3,666/mo
Today · 4.125%
HK$142,045
baseline
▲ 0.50% · 4.625%
HK$149,533
+HK$7,488/mo
Deposit HK$11.38M · loan HK$26.56M · min. income ≈ HK$284,090/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,612,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,748
−HK$9,767/mo
▼ 0.25% · 3.875%
HK$160,593
−HK$4,922/mo
Today · 4.125%
HK$165,515
baseline
▲ 0.50% · 4.625%
HK$175,586
+HK$10,071/mo
Deposit HK$3.79M · loan HK$34.15M · min. income ≈ HK$331,030/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,612,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,269
−HK$9,361/mo
▼ 0.25% · 3.875%
HK$177,916
−HK$4,714/mo
Today · 4.125%
HK$182,630
baseline
▲ 0.50% · 4.625%
HK$192,256
+HK$9,626/mo
Deposit HK$3.79M · loan HK$34.15M · min. income ≈ HK$365,260/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,612,711 · Scale 2, in force from 26 Feb 2026)