LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,530
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$89,222
−HK$2,734/mo
Today · 4.125%
HK$91,956
baseline
▲ 0.50% · 4.625%
HK$97,552
+HK$5,596/mo
Deposit HK$18.97M · loan HK$18.97M · min. income ≈ HK$183,912/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,612,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,264
−HK$5,201/mo
▼ 0.25% · 3.875%
HK$98,846
−HK$2,619/mo
Today · 4.125%
HK$101,465
baseline
▲ 0.50% · 4.625%
HK$106,813
+HK$5,348/mo
Deposit HK$18.97M · loan HK$18.97M · min. income ≈ HK$202,930/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,612,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,836
−HK$6,512/mo
▼ 0.25% · 3.875%
HK$107,066
−HK$3,282/mo
Today · 4.125%
HK$110,348
baseline
▲ 0.50% · 4.625%
HK$117,062
+HK$6,714/mo
Deposit HK$15.18M · loan HK$22.77M · min. income ≈ HK$220,696/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$1,612,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,517
−HK$6,241/mo
▼ 0.25% · 3.875%
HK$118,615
−HK$3,143/mo
Today · 4.125%
HK$121,758
baseline
▲ 0.50% · 4.625%
HK$128,176
+HK$6,418/mo
Deposit HK$15.18M · loan HK$22.77M · min. income ≈ HK$243,516/mo (50% DSR)
Upfront cash ≈ HK$16.79M (deposit + AVD stamp duty HK$1,612,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,142
−HK$7,597/mo
▼ 0.25% · 3.875%
HK$124,910
−HK$3,829/mo
Today · 4.125%
HK$128,739
baseline
▲ 0.50% · 4.625%
HK$136,572
+HK$7,833/mo
Deposit HK$11.38M · loan HK$26.56M · min. income ≈ HK$257,478/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,612,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,770
−HK$7,281/mo
▼ 0.25% · 3.875%
HK$138,384
−HK$3,667/mo
Today · 4.125%
HK$142,051
baseline
▲ 0.50% · 4.625%
HK$149,538
+HK$7,487/mo
Deposit HK$11.38M · loan HK$26.56M · min. income ≈ HK$284,102/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,612,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,754
−HK$9,767/mo
▼ 0.25% · 3.875%
HK$160,599
−HK$4,922/mo
Today · 4.125%
HK$165,521
baseline
▲ 0.50% · 4.625%
HK$175,593
+HK$10,072/mo
Deposit HK$3.79M · loan HK$34.15M · min. income ≈ HK$331,042/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,612,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,275
−HK$9,362/mo
▼ 0.25% · 3.875%
HK$177,922
−HK$4,715/mo
Today · 4.125%
HK$182,637
baseline
▲ 0.50% · 4.625%
HK$192,264
+HK$9,627/mo
Deposit HK$3.79M · loan HK$34.15M · min. income ≈ HK$365,274/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,612,772 · Scale 2, in force from 26 Feb 2026)