LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,550
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$89,242
−HK$2,735/mo
Today · 4.125%
HK$91,977
baseline
▲ 0.50% · 4.625%
HK$97,574
+HK$5,597/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$183,954/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,613,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,286
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$98,868
−HK$2,620/mo
Today · 4.125%
HK$101,488
baseline
▲ 0.50% · 4.625%
HK$106,837
+HK$5,349/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$202,976/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,613,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,860
−HK$6,513/mo
▼ 0.25% · 3.875%
HK$107,091
−HK$3,282/mo
Today · 4.125%
HK$110,373
baseline
▲ 0.50% · 4.625%
HK$117,089
+HK$6,716/mo
Deposit HK$15.18M · loan HK$22.77M · min. income ≈ HK$220,746/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,543
−HK$6,243/mo
▼ 0.25% · 3.875%
HK$118,642
−HK$3,144/mo
Today · 4.125%
HK$121,786
baseline
▲ 0.50% · 4.625%
HK$128,205
+HK$6,419/mo
Deposit HK$15.18M · loan HK$22.77M · min. income ≈ HK$243,572/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,170
−HK$7,598/mo
▼ 0.25% · 3.875%
HK$124,939
−HK$3,829/mo
Today · 4.125%
HK$128,768
baseline
▲ 0.50% · 4.625%
HK$136,604
+HK$7,836/mo
Deposit HK$11.39M · loan HK$26.57M · min. income ≈ HK$257,536/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,800
−HK$7,283/mo
▼ 0.25% · 3.875%
HK$138,416
−HK$3,667/mo
Today · 4.125%
HK$142,083
baseline
▲ 0.50% · 4.625%
HK$149,572
+HK$7,489/mo
Deposit HK$11.39M · loan HK$26.57M · min. income ≈ HK$284,166/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,790
−HK$9,769/mo
▼ 0.25% · 3.875%
HK$160,636
−HK$4,923/mo
Today · 4.125%
HK$165,559
baseline
▲ 0.50% · 4.625%
HK$175,633
+HK$10,074/mo
Deposit HK$3.80M · loan HK$34.16M · min. income ≈ HK$331,118/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,315
−HK$9,363/mo
▼ 0.25% · 3.875%
HK$177,963
−HK$4,715/mo
Today · 4.125%
HK$182,678
baseline
▲ 0.50% · 4.625%
HK$192,307
+HK$9,629/mo
Deposit HK$3.80M · loan HK$34.16M · min. income ≈ HK$365,356/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,140 · Scale 2, in force from 26 Feb 2026)