LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,556
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$89,248
−HK$2,736/mo
Today · 4.125%
HK$91,984
baseline
▲ 0.50% · 4.625%
HK$97,581
+HK$5,597/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$183,968/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,613,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,293
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$98,875
−HK$2,620/mo
Today · 4.125%
HK$101,495
baseline
▲ 0.50% · 4.625%
HK$106,845
+HK$5,350/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$202,990/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,613,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,867
−HK$6,513/mo
▼ 0.25% · 3.875%
HK$107,098
−HK$3,282/mo
Today · 4.125%
HK$110,380
baseline
▲ 0.50% · 4.625%
HK$117,097
+HK$6,717/mo
Deposit HK$15.18M · loan HK$22.78M · min. income ≈ HK$220,760/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,551
−HK$6,243/mo
▼ 0.25% · 3.875%
HK$118,650
−HK$3,144/mo
Today · 4.125%
HK$121,794
baseline
▲ 0.50% · 4.625%
HK$128,214
+HK$6,420/mo
Deposit HK$15.18M · loan HK$22.78M · min. income ≈ HK$243,588/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,178
−HK$7,599/mo
▼ 0.25% · 3.875%
HK$124,948
−HK$3,829/mo
Today · 4.125%
HK$128,777
baseline
▲ 0.50% · 4.625%
HK$136,613
+HK$7,836/mo
Deposit HK$11.39M · loan HK$26.57M · min. income ≈ HK$257,554/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,810
−HK$7,283/mo
▼ 0.25% · 3.875%
HK$138,425
−HK$3,668/mo
Today · 4.125%
HK$142,093
baseline
▲ 0.50% · 4.625%
HK$149,583
+HK$7,490/mo
Deposit HK$11.39M · loan HK$26.57M · min. income ≈ HK$284,186/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,801
−HK$9,770/mo
▼ 0.25% · 3.875%
HK$160,647
−HK$4,924/mo
Today · 4.125%
HK$165,571
baseline
▲ 0.50% · 4.625%
HK$175,645
+HK$10,074/mo
Deposit HK$3.80M · loan HK$34.16M · min. income ≈ HK$331,142/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,327
−HK$9,364/mo
▼ 0.25% · 3.875%
HK$177,975
−HK$4,716/mo
Today · 4.125%
HK$182,691
baseline
▲ 0.50% · 4.625%
HK$192,321
+HK$9,630/mo
Deposit HK$3.80M · loan HK$34.16M · min. income ≈ HK$365,382/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,250 · Scale 2, in force from 26 Feb 2026)