LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,557
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$89,249
−HK$2,736/mo
Today · 4.125%
HK$91,985
baseline
▲ 0.50% · 4.625%
HK$97,582
+HK$5,597/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$183,970/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,613,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,293
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$98,876
−HK$2,620/mo
Today · 4.125%
HK$101,496
baseline
▲ 0.50% · 4.625%
HK$106,846
+HK$5,350/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$202,992/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,613,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,868
−HK$6,514/mo
▼ 0.25% · 3.875%
HK$107,099
−HK$3,283/mo
Today · 4.125%
HK$110,382
baseline
▲ 0.50% · 4.625%
HK$117,098
+HK$6,716/mo
Deposit HK$15.18M · loan HK$22.78M · min. income ≈ HK$220,764/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,552
−HK$6,243/mo
▼ 0.25% · 3.875%
HK$118,651
−HK$3,144/mo
Today · 4.125%
HK$121,795
baseline
▲ 0.50% · 4.625%
HK$128,215
+HK$6,420/mo
Deposit HK$15.18M · loan HK$22.78M · min. income ≈ HK$243,590/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,179
−HK$7,599/mo
▼ 0.25% · 3.875%
HK$124,949
−HK$3,829/mo
Today · 4.125%
HK$128,778
baseline
▲ 0.50% · 4.625%
HK$136,614
+HK$7,836/mo
Deposit HK$11.39M · loan HK$26.57M · min. income ≈ HK$257,556/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,811
−HK$7,283/mo
▼ 0.25% · 3.875%
HK$138,426
−HK$3,668/mo
Today · 4.125%
HK$142,094
baseline
▲ 0.50% · 4.625%
HK$149,584
+HK$7,490/mo
Deposit HK$11.39M · loan HK$26.57M · min. income ≈ HK$284,188/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,802
−HK$9,770/mo
▼ 0.25% · 3.875%
HK$160,648
−HK$4,924/mo
Today · 4.125%
HK$165,572
baseline
▲ 0.50% · 4.625%
HK$175,647
+HK$10,075/mo
Deposit HK$3.80M · loan HK$34.16M · min. income ≈ HK$331,144/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,328
−HK$9,365/mo
▼ 0.25% · 3.875%
HK$177,977
−HK$4,716/mo
Today · 4.125%
HK$182,693
baseline
▲ 0.50% · 4.625%
HK$192,323
+HK$9,630/mo
Deposit HK$3.80M · loan HK$34.16M · min. income ≈ HK$365,386/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,267 · Scale 2, in force from 26 Feb 2026)