LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,558
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$89,251
−HK$2,735/mo
Today · 4.125%
HK$91,986
baseline
▲ 0.50% · 4.625%
HK$97,583
+HK$5,597/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$183,972/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,613,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,295
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$98,878
−HK$2,619/mo
Today · 4.125%
HK$101,497
baseline
▲ 0.50% · 4.625%
HK$106,848
+HK$5,351/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$202,994/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,613,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,870
−HK$6,513/mo
▼ 0.25% · 3.875%
HK$107,101
−HK$3,282/mo
Today · 4.125%
HK$110,383
baseline
▲ 0.50% · 4.625%
HK$117,100
+HK$6,717/mo
Deposit HK$15.18M · loan HK$22.78M · min. income ≈ HK$220,766/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,554
−HK$6,243/mo
▼ 0.25% · 3.875%
HK$118,653
−HK$3,144/mo
Today · 4.125%
HK$121,797
baseline
▲ 0.50% · 4.625%
HK$128,217
+HK$6,420/mo
Deposit HK$15.18M · loan HK$22.78M · min. income ≈ HK$243,594/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,181
−HK$7,599/mo
▼ 0.25% · 3.875%
HK$124,951
−HK$3,829/mo
Today · 4.125%
HK$128,780
baseline
▲ 0.50% · 4.625%
HK$136,616
+HK$7,836/mo
Deposit HK$11.39M · loan HK$26.57M · min. income ≈ HK$257,560/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,813
−HK$7,283/mo
▼ 0.25% · 3.875%
HK$138,429
−HK$3,667/mo
Today · 4.125%
HK$142,096
baseline
▲ 0.50% · 4.625%
HK$149,587
+HK$7,491/mo
Deposit HK$11.39M · loan HK$26.57M · min. income ≈ HK$284,192/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,804
−HK$9,771/mo
▼ 0.25% · 3.875%
HK$160,651
−HK$4,924/mo
Today · 4.125%
HK$165,575
baseline
▲ 0.50% · 4.625%
HK$175,650
+HK$10,075/mo
Deposit HK$3.80M · loan HK$34.16M · min. income ≈ HK$331,150/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,331
−HK$9,364/mo
▼ 0.25% · 3.875%
HK$177,980
−HK$4,715/mo
Today · 4.125%
HK$182,695
baseline
▲ 0.50% · 4.625%
HK$192,326
+HK$9,631/mo
Deposit HK$3.80M · loan HK$34.16M · min. income ≈ HK$365,390/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,291 · Scale 2, in force from 26 Feb 2026)