LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,560
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$89,252
−HK$2,736/mo
Today · 4.125%
HK$91,988
baseline
▲ 0.50% · 4.625%
HK$97,585
+HK$5,597/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$183,976/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,613,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,297
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$98,879
−HK$2,620/mo
Today · 4.125%
HK$101,499
baseline
▲ 0.50% · 4.625%
HK$106,850
+HK$5,351/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$202,998/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,613,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,872
−HK$6,513/mo
▼ 0.25% · 3.875%
HK$107,103
−HK$3,282/mo
Today · 4.125%
HK$110,385
baseline
▲ 0.50% · 4.625%
HK$117,102
+HK$6,717/mo
Deposit HK$15.18M · loan HK$22.78M · min. income ≈ HK$220,770/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,556
−HK$6,243/mo
▼ 0.25% · 3.875%
HK$118,655
−HK$3,144/mo
Today · 4.125%
HK$121,799
baseline
▲ 0.50% · 4.625%
HK$128,219
+HK$6,420/mo
Deposit HK$15.18M · loan HK$22.78M · min. income ≈ HK$243,598/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,184
−HK$7,599/mo
▼ 0.25% · 3.875%
HK$124,953
−HK$3,830/mo
Today · 4.125%
HK$128,783
baseline
▲ 0.50% · 4.625%
HK$136,619
+HK$7,836/mo
Deposit HK$11.39M · loan HK$26.57M · min. income ≈ HK$257,566/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,815
−HK$7,284/mo
▼ 0.25% · 3.875%
HK$138,431
−HK$3,668/mo
Today · 4.125%
HK$142,099
baseline
▲ 0.50% · 4.625%
HK$149,589
+HK$7,490/mo
Deposit HK$11.39M · loan HK$26.57M · min. income ≈ HK$284,198/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,807
−HK$9,771/mo
▼ 0.25% · 3.875%
HK$160,654
−HK$4,924/mo
Today · 4.125%
HK$165,578
baseline
▲ 0.50% · 4.625%
HK$175,653
+HK$10,075/mo
Deposit HK$3.80M · loan HK$34.16M · min. income ≈ HK$331,156/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,334
−HK$9,365/mo
▼ 0.25% · 3.875%
HK$177,983
−HK$4,716/mo
Today · 4.125%
HK$182,699
baseline
▲ 0.50% · 4.625%
HK$192,329
+HK$9,630/mo
Deposit HK$3.80M · loan HK$34.16M · min. income ≈ HK$365,398/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,321 · Scale 2, in force from 26 Feb 2026)