LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,561
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$89,253
−HK$2,736/mo
Today · 4.125%
HK$91,989
baseline
▲ 0.50% · 4.625%
HK$97,586
+HK$5,597/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$183,978/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,613,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,298
−HK$5,202/mo
▼ 0.25% · 3.875%
HK$98,880
−HK$2,620/mo
Today · 4.125%
HK$101,500
baseline
▲ 0.50% · 4.625%
HK$106,851
+HK$5,351/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$203,000/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,613,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,873
−HK$6,513/mo
▼ 0.25% · 3.875%
HK$107,104
−HK$3,282/mo
Today · 4.125%
HK$110,386
baseline
▲ 0.50% · 4.625%
HK$117,103
+HK$6,717/mo
Deposit HK$15.18M · loan HK$22.78M · min. income ≈ HK$220,772/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,557
−HK$6,244/mo
▼ 0.25% · 3.875%
HK$118,656
−HK$3,145/mo
Today · 4.125%
HK$121,801
baseline
▲ 0.50% · 4.625%
HK$128,221
+HK$6,420/mo
Deposit HK$15.18M · loan HK$22.78M · min. income ≈ HK$243,602/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,185
−HK$7,599/mo
▼ 0.25% · 3.875%
HK$124,954
−HK$3,830/mo
Today · 4.125%
HK$128,784
baseline
▲ 0.50% · 4.625%
HK$136,620
+HK$7,836/mo
Deposit HK$11.39M · loan HK$26.57M · min. income ≈ HK$257,568/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,817
−HK$7,284/mo
▼ 0.25% · 3.875%
HK$138,433
−HK$3,668/mo
Today · 4.125%
HK$142,101
baseline
▲ 0.50% · 4.625%
HK$149,591
+HK$7,490/mo
Deposit HK$11.39M · loan HK$26.57M · min. income ≈ HK$284,202/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,809
−HK$9,771/mo
▼ 0.25% · 3.875%
HK$160,656
−HK$4,924/mo
Today · 4.125%
HK$165,580
baseline
▲ 0.50% · 4.625%
HK$175,655
+HK$10,075/mo
Deposit HK$3.80M · loan HK$34.16M · min. income ≈ HK$331,160/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,336
−HK$9,365/mo
▼ 0.25% · 3.875%
HK$177,985
−HK$4,716/mo
Today · 4.125%
HK$182,701
baseline
▲ 0.50% · 4.625%
HK$192,331
+HK$9,630/mo
Deposit HK$3.80M · loan HK$34.16M · min. income ≈ HK$365,402/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,338 · Scale 2, in force from 26 Feb 2026)