LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,565
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$89,258
−HK$2,735/mo
Today · 4.125%
HK$91,993
baseline
▲ 0.50% · 4.625%
HK$97,591
+HK$5,598/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$183,986/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,613,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,303
−HK$5,203/mo
▼ 0.25% · 3.875%
HK$98,886
−HK$2,620/mo
Today · 4.125%
HK$101,506
baseline
▲ 0.50% · 4.625%
HK$106,856
+HK$5,350/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$203,012/mo (50% DSR)
Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$1,613,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,878
−HK$6,514/mo
▼ 0.25% · 3.875%
HK$107,109
−HK$3,283/mo
Today · 4.125%
HK$110,392
baseline
▲ 0.50% · 4.625%
HK$117,109
+HK$6,717/mo
Deposit HK$15.19M · loan HK$22.78M · min. income ≈ HK$220,784/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,563
−HK$6,244/mo
▼ 0.25% · 3.875%
HK$118,663
−HK$3,144/mo
Today · 4.125%
HK$121,807
baseline
▲ 0.50% · 4.625%
HK$128,227
+HK$6,420/mo
Deposit HK$15.19M · loan HK$22.78M · min. income ≈ HK$243,614/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,191
−HK$7,600/mo
▼ 0.25% · 3.875%
HK$124,961
−HK$3,830/mo
Today · 4.125%
HK$128,791
baseline
▲ 0.50% · 4.625%
HK$136,627
+HK$7,836/mo
Deposit HK$11.39M · loan HK$26.57M · min. income ≈ HK$257,582/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,824
−HK$7,284/mo
▼ 0.25% · 3.875%
HK$138,440
−HK$3,668/mo
Today · 4.125%
HK$142,108
baseline
▲ 0.50% · 4.625%
HK$149,599
+HK$7,491/mo
Deposit HK$11.39M · loan HK$26.57M · min. income ≈ HK$284,216/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,817
−HK$9,771/mo
▼ 0.25% · 3.875%
HK$160,664
−HK$4,924/mo
Today · 4.125%
HK$165,588
baseline
▲ 0.50% · 4.625%
HK$175,664
+HK$10,076/mo
Deposit HK$3.80M · loan HK$34.17M · min. income ≈ HK$331,176/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,345
−HK$9,365/mo
▼ 0.25% · 3.875%
HK$177,994
−HK$4,716/mo
Today · 4.125%
HK$182,710
baseline
▲ 0.50% · 4.625%
HK$192,341
+HK$9,631/mo
Deposit HK$3.80M · loan HK$34.17M · min. income ≈ HK$365,420/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,422 · Scale 2, in force from 26 Feb 2026)