LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,576
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$89,269
−HK$2,736/mo
Today · 4.125%
HK$92,005
baseline
▲ 0.50% · 4.625%
HK$97,603
+HK$5,598/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$184,010/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,613,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,314
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$98,898
−HK$2,620/mo
Today · 4.125%
HK$101,518
baseline
▲ 0.50% · 4.625%
HK$106,869
+HK$5,351/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$203,036/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,613,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,891
−HK$6,515/mo
▼ 0.25% · 3.875%
HK$107,122
−HK$3,284/mo
Today · 4.125%
HK$110,406
baseline
▲ 0.50% · 4.625%
HK$117,123
+HK$6,717/mo
Deposit HK$15.19M · loan HK$22.78M · min. income ≈ HK$220,812/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,577
−HK$6,245/mo
▼ 0.25% · 3.875%
HK$118,677
−HK$3,145/mo
Today · 4.125%
HK$121,822
baseline
▲ 0.50% · 4.625%
HK$128,243
+HK$6,421/mo
Deposit HK$15.19M · loan HK$22.78M · min. income ≈ HK$243,644/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,206
−HK$7,600/mo
▼ 0.25% · 3.875%
HK$124,976
−HK$3,830/mo
Today · 4.125%
HK$128,806
baseline
▲ 0.50% · 4.625%
HK$136,644
+HK$7,838/mo
Deposit HK$11.39M · loan HK$26.58M · min. income ≈ HK$257,612/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,840
−HK$7,285/mo
▼ 0.25% · 3.875%
HK$138,457
−HK$3,668/mo
Today · 4.125%
HK$142,125
baseline
▲ 0.50% · 4.625%
HK$149,617
+HK$7,492/mo
Deposit HK$11.39M · loan HK$26.58M · min. income ≈ HK$284,250/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,836
−HK$9,772/mo
▼ 0.25% · 3.875%
HK$160,683
−HK$4,925/mo
Today · 4.125%
HK$165,608
baseline
▲ 0.50% · 4.625%
HK$175,685
+HK$10,077/mo
Deposit HK$3.80M · loan HK$34.17M · min. income ≈ HK$331,216/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,366
−HK$9,366/mo
▼ 0.25% · 3.875%
HK$178,016
−HK$4,716/mo
Today · 4.125%
HK$182,732
baseline
▲ 0.50% · 4.625%
HK$192,364
+HK$9,632/mo
Deposit HK$3.80M · loan HK$34.17M · min. income ≈ HK$365,464/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,617 · Scale 2, in force from 26 Feb 2026)