LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,576
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$89,269
−HK$2,736/mo
Today · 4.125%
HK$92,005
baseline
▲ 0.50% · 4.625%
HK$97,604
+HK$5,599/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$184,010/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,613,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,315
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$98,898
−HK$2,621/mo
Today · 4.125%
HK$101,519
baseline
▲ 0.50% · 4.625%
HK$106,870
+HK$5,351/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$203,038/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,613,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,891
−HK$6,515/mo
▼ 0.25% · 3.875%
HK$107,123
−HK$3,283/mo
Today · 4.125%
HK$110,406
baseline
▲ 0.50% · 4.625%
HK$117,124
+HK$6,718/mo
Deposit HK$15.19M · loan HK$22.78M · min. income ≈ HK$220,812/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,578
−HK$6,245/mo
▼ 0.25% · 3.875%
HK$118,678
−HK$3,145/mo
Today · 4.125%
HK$121,823
baseline
▲ 0.50% · 4.625%
HK$128,244
+HK$6,421/mo
Deposit HK$15.19M · loan HK$22.78M · min. income ≈ HK$243,646/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,207
−HK$7,600/mo
▼ 0.25% · 3.875%
HK$124,977
−HK$3,830/mo
Today · 4.125%
HK$128,807
baseline
▲ 0.50% · 4.625%
HK$136,645
+HK$7,838/mo
Deposit HK$11.39M · loan HK$26.58M · min. income ≈ HK$257,614/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,841
−HK$7,285/mo
▼ 0.25% · 3.875%
HK$138,458
−HK$3,668/mo
Today · 4.125%
HK$142,126
baseline
▲ 0.50% · 4.625%
HK$149,618
+HK$7,492/mo
Deposit HK$11.39M · loan HK$26.58M · min. income ≈ HK$284,252/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,837
−HK$9,773/mo
▼ 0.25% · 3.875%
HK$160,685
−HK$4,925/mo
Today · 4.125%
HK$165,610
baseline
▲ 0.50% · 4.625%
HK$175,686
+HK$10,076/mo
Deposit HK$3.80M · loan HK$34.17M · min. income ≈ HK$331,220/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,367
−HK$9,367/mo
▼ 0.25% · 3.875%
HK$178,017
−HK$4,717/mo
Today · 4.125%
HK$182,734
baseline
▲ 0.50% · 4.625%
HK$192,366
+HK$9,632/mo
Deposit HK$3.80M · loan HK$34.17M · min. income ≈ HK$365,468/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,630 · Scale 2, in force from 26 Feb 2026)