LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,579
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$89,272
−HK$2,736/mo
Today · 4.125%
HK$92,008
baseline
▲ 0.50% · 4.625%
HK$97,607
+HK$5,599/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$184,016/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,613,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,318
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$98,901
−HK$2,621/mo
Today · 4.125%
HK$101,522
baseline
▲ 0.50% · 4.625%
HK$106,873
+HK$5,351/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$203,044/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,613,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,895
−HK$6,515/mo
▼ 0.25% · 3.875%
HK$107,126
−HK$3,284/mo
Today · 4.125%
HK$110,410
baseline
▲ 0.50% · 4.625%
HK$117,128
+HK$6,718/mo
Deposit HK$15.19M · loan HK$22.78M · min. income ≈ HK$220,820/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,582
−HK$6,244/mo
▼ 0.25% · 3.875%
HK$118,682
−HK$3,144/mo
Today · 4.125%
HK$121,826
baseline
▲ 0.50% · 4.625%
HK$128,248
+HK$6,422/mo
Deposit HK$15.19M · loan HK$22.78M · min. income ≈ HK$243,652/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,210
−HK$7,601/mo
▼ 0.25% · 3.875%
HK$124,981
−HK$3,830/mo
Today · 4.125%
HK$128,811
baseline
▲ 0.50% · 4.625%
HK$136,649
+HK$7,838/mo
Deposit HK$11.39M · loan HK$26.58M · min. income ≈ HK$257,622/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,845
−HK$7,286/mo
▼ 0.25% · 3.875%
HK$138,462
−HK$3,669/mo
Today · 4.125%
HK$142,131
baseline
▲ 0.50% · 4.625%
HK$149,623
+HK$7,492/mo
Deposit HK$11.39M · loan HK$26.58M · min. income ≈ HK$284,262/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,842
−HK$9,773/mo
▼ 0.25% · 3.875%
HK$160,690
−HK$4,925/mo
Today · 4.125%
HK$165,615
baseline
▲ 0.50% · 4.625%
HK$175,692
+HK$10,077/mo
Deposit HK$3.80M · loan HK$34.17M · min. income ≈ HK$331,230/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,373
−HK$9,366/mo
▼ 0.25% · 3.875%
HK$178,022
−HK$4,717/mo
Today · 4.125%
HK$182,739
baseline
▲ 0.50% · 4.625%
HK$192,372
+HK$9,633/mo
Deposit HK$3.80M · loan HK$34.17M · min. income ≈ HK$365,478/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,680 · Scale 2, in force from 26 Feb 2026)