LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,580
−HK$5,430/mo
▼ 0.25% · 3.875%
HK$89,274
−HK$2,736/mo
Today · 4.125%
HK$92,010
baseline
▲ 0.50% · 4.625%
HK$97,608
+HK$5,598/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$184,020/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,613,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,320
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$98,903
−HK$2,621/mo
Today · 4.125%
HK$101,524
baseline
▲ 0.50% · 4.625%
HK$106,875
+HK$5,351/mo
Deposit HK$18.98M · loan HK$18.98M · min. income ≈ HK$203,048/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,613,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,896
−HK$6,516/mo
▼ 0.25% · 3.875%
HK$107,128
−HK$3,284/mo
Today · 4.125%
HK$110,412
baseline
▲ 0.50% · 4.625%
HK$117,130
+HK$6,718/mo
Deposit HK$15.19M · loan HK$22.78M · min. income ≈ HK$220,824/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,584
−HK$6,244/mo
▼ 0.25% · 3.875%
HK$118,684
−HK$3,144/mo
Today · 4.125%
HK$121,828
baseline
▲ 0.50% · 4.625%
HK$128,250
+HK$6,422/mo
Deposit HK$15.19M · loan HK$22.78M · min. income ≈ HK$243,656/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,213
−HK$7,601/mo
▼ 0.25% · 3.875%
HK$124,983
−HK$3,831/mo
Today · 4.125%
HK$128,814
baseline
▲ 0.50% · 4.625%
HK$136,652
+HK$7,838/mo
Deposit HK$11.39M · loan HK$26.58M · min. income ≈ HK$257,628/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,848
−HK$7,285/mo
▼ 0.25% · 3.875%
HK$138,464
−HK$3,669/mo
Today · 4.125%
HK$142,133
baseline
▲ 0.50% · 4.625%
HK$149,625
+HK$7,492/mo
Deposit HK$11.39M · loan HK$26.58M · min. income ≈ HK$284,266/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,845
−HK$9,773/mo
▼ 0.25% · 3.875%
HK$160,692
−HK$4,926/mo
Today · 4.125%
HK$165,618
baseline
▲ 0.50% · 4.625%
HK$175,695
+HK$10,077/mo
Deposit HK$3.80M · loan HK$34.17M · min. income ≈ HK$331,236/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,376
−HK$9,367/mo
▼ 0.25% · 3.875%
HK$178,026
−HK$4,717/mo
Today · 4.125%
HK$182,743
baseline
▲ 0.50% · 4.625%
HK$192,375
+HK$9,632/mo
Deposit HK$3.80M · loan HK$34.17M · min. income ≈ HK$365,486/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,708 · Scale 2, in force from 26 Feb 2026)