LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,583
−HK$5,430/mo
▼ 0.25% · 3.875%
HK$89,276
−HK$2,737/mo
Today · 4.125%
HK$92,013
baseline
▲ 0.50% · 4.625%
HK$97,611
+HK$5,598/mo
Deposit HK$18.99M · loan HK$18.99M · min. income ≈ HK$184,026/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,613,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,323
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$98,906
−HK$2,621/mo
Today · 4.125%
HK$101,527
baseline
▲ 0.50% · 4.625%
HK$106,878
+HK$5,351/mo
Deposit HK$18.99M · loan HK$18.99M · min. income ≈ HK$203,054/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,613,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,900
−HK$6,515/mo
▼ 0.25% · 3.875%
HK$107,131
−HK$3,284/mo
Today · 4.125%
HK$110,415
baseline
▲ 0.50% · 4.625%
HK$117,133
+HK$6,718/mo
Deposit HK$15.19M · loan HK$22.78M · min. income ≈ HK$220,830/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,587
−HK$6,245/mo
▼ 0.25% · 3.875%
HK$118,687
−HK$3,145/mo
Today · 4.125%
HK$121,832
baseline
▲ 0.50% · 4.625%
HK$128,254
+HK$6,422/mo
Deposit HK$15.19M · loan HK$22.78M · min. income ≈ HK$243,664/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,216
−HK$7,602/mo
▼ 0.25% · 3.875%
HK$124,987
−HK$3,831/mo
Today · 4.125%
HK$128,818
baseline
▲ 0.50% · 4.625%
HK$136,656
+HK$7,838/mo
Deposit HK$11.39M · loan HK$26.58M · min. income ≈ HK$257,636/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,852
−HK$7,285/mo
▼ 0.25% · 3.875%
HK$138,468
−HK$3,669/mo
Today · 4.125%
HK$142,137
baseline
▲ 0.50% · 4.625%
HK$149,630
+HK$7,493/mo
Deposit HK$11.39M · loan HK$26.58M · min. income ≈ HK$284,274/mo (50% DSR)
Upfront cash ≈ HK$13.00M (deposit + AVD stamp duty HK$1,613,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,849
−HK$9,774/mo
▼ 0.25% · 3.875%
HK$160,697
−HK$4,926/mo
Today · 4.125%
HK$165,623
baseline
▲ 0.50% · 4.625%
HK$175,700
+HK$10,077/mo
Deposit HK$3.80M · loan HK$34.17M · min. income ≈ HK$331,246/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,381
−HK$9,367/mo
▼ 0.25% · 3.875%
HK$178,031
−HK$4,717/mo
Today · 4.125%
HK$182,748
baseline
▲ 0.50% · 4.625%
HK$192,381
+HK$9,633/mo
Deposit HK$3.80M · loan HK$34.17M · min. income ≈ HK$365,496/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,756 · Scale 2, in force from 26 Feb 2026)