LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,591
−HK$5,430/mo
▼ 0.25% · 3.875%
HK$89,285
−HK$2,736/mo
Today · 4.125%
HK$92,021
baseline
▲ 0.50% · 4.625%
HK$97,621
+HK$5,600/mo
Deposit HK$18.99M · loan HK$18.99M · min. income ≈ HK$184,042/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,613,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,332
−HK$5,205/mo
▼ 0.25% · 3.875%
HK$98,916
−HK$2,621/mo
Today · 4.125%
HK$101,537
baseline
▲ 0.50% · 4.625%
HK$106,889
+HK$5,352/mo
Deposit HK$18.99M · loan HK$18.99M · min. income ≈ HK$203,074/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,613,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,910
−HK$6,516/mo
▼ 0.25% · 3.875%
HK$107,142
−HK$3,284/mo
Today · 4.125%
HK$110,426
baseline
▲ 0.50% · 4.625%
HK$117,145
+HK$6,719/mo
Deposit HK$15.19M · loan HK$22.78M · min. income ≈ HK$220,852/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,599
−HK$6,245/mo
▼ 0.25% · 3.875%
HK$118,699
−HK$3,145/mo
Today · 4.125%
HK$121,844
baseline
▲ 0.50% · 4.625%
HK$128,267
+HK$6,423/mo
Deposit HK$15.19M · loan HK$22.78M · min. income ≈ HK$243,688/mo (50% DSR)
Upfront cash ≈ HK$16.80M (deposit + AVD stamp duty HK$1,613,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,228
−HK$7,602/mo
▼ 0.25% · 3.875%
HK$124,999
−HK$3,831/mo
Today · 4.125%
HK$128,830
baseline
▲ 0.50% · 4.625%
HK$136,669
+HK$7,839/mo
Deposit HK$11.39M · loan HK$26.58M · min. income ≈ HK$257,660/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,613,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,865
−HK$7,286/mo
▼ 0.25% · 3.875%
HK$138,482
−HK$3,669/mo
Today · 4.125%
HK$142,151
baseline
▲ 0.50% · 4.625%
HK$149,644
+HK$7,493/mo
Deposit HK$11.39M · loan HK$26.58M · min. income ≈ HK$284,302/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,613,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,865
−HK$9,774/mo
▼ 0.25% · 3.875%
HK$160,713
−HK$4,926/mo
Today · 4.125%
HK$165,639
baseline
▲ 0.50% · 4.625%
HK$175,717
+HK$10,078/mo
Deposit HK$3.80M · loan HK$34.18M · min. income ≈ HK$331,278/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,398
−HK$9,368/mo
▼ 0.25% · 3.875%
HK$178,048
−HK$4,718/mo
Today · 4.125%
HK$182,766
baseline
▲ 0.50% · 4.625%
HK$192,400
+HK$9,634/mo
Deposit HK$3.80M · loan HK$34.18M · min. income ≈ HK$365,532/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,613,914 · Scale 2, in force from 26 Feb 2026)