LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,600
−HK$5,431/mo
▼ 0.25% · 3.875%
HK$89,294
−HK$2,737/mo
Today · 4.125%
HK$92,031
baseline
▲ 0.50% · 4.625%
HK$97,631
+HK$5,600/mo
Deposit HK$18.99M · loan HK$18.99M · min. income ≈ HK$184,062/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,614,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,342
−HK$5,205/mo
▼ 0.25% · 3.875%
HK$98,926
−HK$2,621/mo
Today · 4.125%
HK$101,547
baseline
▲ 0.50% · 4.625%
HK$106,900
+HK$5,353/mo
Deposit HK$18.99M · loan HK$18.99M · min. income ≈ HK$203,094/mo (50% DSR)
Upfront cash ≈ HK$20.60M (deposit + AVD stamp duty HK$1,614,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,920
−HK$6,517/mo
▼ 0.25% · 3.875%
HK$107,153
−HK$3,284/mo
Today · 4.125%
HK$110,437
baseline
▲ 0.50% · 4.625%
HK$117,157
+HK$6,720/mo
Deposit HK$15.19M · loan HK$22.79M · min. income ≈ HK$220,874/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,610
−HK$6,246/mo
▼ 0.25% · 3.875%
HK$118,711
−HK$3,145/mo
Today · 4.125%
HK$121,856
baseline
▲ 0.50% · 4.625%
HK$128,280
+HK$6,424/mo
Deposit HK$15.19M · loan HK$22.79M · min. income ≈ HK$243,712/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,240
−HK$7,603/mo
▼ 0.25% · 3.875%
HK$125,012
−HK$3,831/mo
Today · 4.125%
HK$128,843
baseline
▲ 0.50% · 4.625%
HK$136,683
+HK$7,840/mo
Deposit HK$11.39M · loan HK$26.58M · min. income ≈ HK$257,686/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,879
−HK$7,287/mo
▼ 0.25% · 3.875%
HK$138,496
−HK$3,670/mo
Today · 4.125%
HK$142,166
baseline
▲ 0.50% · 4.625%
HK$149,659
+HK$7,493/mo
Deposit HK$11.39M · loan HK$26.58M · min. income ≈ HK$284,332/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,880
−HK$9,775/mo
▼ 0.25% · 3.875%
HK$160,729
−HK$4,926/mo
Today · 4.125%
HK$165,655
baseline
▲ 0.50% · 4.625%
HK$175,735
+HK$10,080/mo
Deposit HK$3.80M · loan HK$34.18M · min. income ≈ HK$331,310/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,415
−HK$9,369/mo
▼ 0.25% · 3.875%
HK$178,066
−HK$4,718/mo
Today · 4.125%
HK$182,784
baseline
▲ 0.50% · 4.625%
HK$192,419
+HK$9,635/mo
Deposit HK$3.80M · loan HK$34.18M · min. income ≈ HK$365,568/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,077 · Scale 2, in force from 26 Feb 2026)