LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,611
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$89,306
−HK$2,737/mo
Today · 4.125%
HK$92,043
baseline
▲ 0.50% · 4.625%
HK$97,643
+HK$5,600/mo
Deposit HK$18.99M · loan HK$18.99M · min. income ≈ HK$184,086/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,354
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$98,939
−HK$2,621/mo
Today · 4.125%
HK$101,560
baseline
▲ 0.50% · 4.625%
HK$106,914
+HK$5,354/mo
Deposit HK$18.99M · loan HK$18.99M · min. income ≈ HK$203,120/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,934
−HK$6,517/mo
▼ 0.25% · 3.875%
HK$107,167
−HK$3,284/mo
Today · 4.125%
HK$110,451
baseline
▲ 0.50% · 4.625%
HK$117,172
+HK$6,721/mo
Deposit HK$15.19M · loan HK$22.79M · min. income ≈ HK$220,902/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,625
−HK$6,247/mo
▼ 0.25% · 3.875%
HK$118,726
−HK$3,146/mo
Today · 4.125%
HK$121,872
baseline
▲ 0.50% · 4.625%
HK$128,296
+HK$6,424/mo
Deposit HK$15.19M · loan HK$22.79M · min. income ≈ HK$243,744/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,256
−HK$7,604/mo
▼ 0.25% · 3.875%
HK$125,028
−HK$3,832/mo
Today · 4.125%
HK$128,860
baseline
▲ 0.50% · 4.625%
HK$136,701
+HK$7,841/mo
Deposit HK$11.39M · loan HK$26.59M · min. income ≈ HK$257,720/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,896
−HK$7,288/mo
▼ 0.25% · 3.875%
HK$138,514
−HK$3,670/mo
Today · 4.125%
HK$142,184
baseline
▲ 0.50% · 4.625%
HK$149,679
+HK$7,495/mo
Deposit HK$11.39M · loan HK$26.59M · min. income ≈ HK$284,368/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,901
−HK$9,776/mo
▼ 0.25% · 3.875%
HK$160,750
−HK$4,927/mo
Today · 4.125%
HK$165,677
baseline
▲ 0.50% · 4.625%
HK$175,758
+HK$10,081/mo
Deposit HK$3.80M · loan HK$34.18M · min. income ≈ HK$331,354/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,438
−HK$9,370/mo
▼ 0.25% · 3.875%
HK$178,089
−HK$4,719/mo
Today · 4.125%
HK$182,808
baseline
▲ 0.50% · 4.625%
HK$192,444
+HK$9,636/mo
Deposit HK$3.80M · loan HK$34.18M · min. income ≈ HK$365,616/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,287 · Scale 2, in force from 26 Feb 2026)