LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,612
−HK$5,431/mo
▼ 0.25% · 3.875%
HK$89,306
−HK$2,737/mo
Today · 4.125%
HK$92,043
baseline
▲ 0.50% · 4.625%
HK$97,644
+HK$5,601/mo
Deposit HK$18.99M · loan HK$18.99M · min. income ≈ HK$184,086/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,355
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$98,939
−HK$2,622/mo
Today · 4.125%
HK$101,561
baseline
▲ 0.50% · 4.625%
HK$106,914
+HK$5,353/mo
Deposit HK$18.99M · loan HK$18.99M · min. income ≈ HK$203,122/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,934
−HK$6,518/mo
▼ 0.25% · 3.875%
HK$107,167
−HK$3,285/mo
Today · 4.125%
HK$110,452
baseline
▲ 0.50% · 4.625%
HK$117,173
+HK$6,721/mo
Deposit HK$15.19M · loan HK$22.79M · min. income ≈ HK$220,904/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,626
−HK$6,247/mo
▼ 0.25% · 3.875%
HK$118,727
−HK$3,146/mo
Today · 4.125%
HK$121,873
baseline
▲ 0.50% · 4.625%
HK$128,297
+HK$6,424/mo
Deposit HK$15.19M · loan HK$22.79M · min. income ≈ HK$243,746/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,257
−HK$7,603/mo
▼ 0.25% · 3.875%
HK$125,028
−HK$3,832/mo
Today · 4.125%
HK$128,860
baseline
▲ 0.50% · 4.625%
HK$136,701
+HK$7,841/mo
Deposit HK$11.40M · loan HK$26.59M · min. income ≈ HK$257,720/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,897
−HK$7,288/mo
▼ 0.25% · 3.875%
HK$138,515
−HK$3,670/mo
Today · 4.125%
HK$142,185
baseline
▲ 0.50% · 4.625%
HK$149,680
+HK$7,495/mo
Deposit HK$11.40M · loan HK$26.59M · min. income ≈ HK$284,370/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,901
−HK$9,777/mo
▼ 0.25% · 3.875%
HK$160,751
−HK$4,927/mo
Today · 4.125%
HK$165,678
baseline
▲ 0.50% · 4.625%
HK$175,759
+HK$10,081/mo
Deposit HK$3.80M · loan HK$34.19M · min. income ≈ HK$331,356/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,439
−HK$9,370/mo
▼ 0.25% · 3.875%
HK$178,090
−HK$4,719/mo
Today · 4.125%
HK$182,809
baseline
▲ 0.50% · 4.625%
HK$192,445
+HK$9,636/mo
Deposit HK$3.80M · loan HK$34.19M · min. income ≈ HK$365,618/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,294 · Scale 2, in force from 26 Feb 2026)