LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,616
−HK$5,431/mo
▼ 0.25% · 3.875%
HK$89,310
−HK$2,737/mo
Today · 4.125%
HK$92,047
baseline
▲ 0.50% · 4.625%
HK$97,648
+HK$5,601/mo
Deposit HK$18.99M · loan HK$18.99M · min. income ≈ HK$184,094/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,359
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$98,944
−HK$2,621/mo
Today · 4.125%
HK$101,565
baseline
▲ 0.50% · 4.625%
HK$106,919
+HK$5,354/mo
Deposit HK$18.99M · loan HK$18.99M · min. income ≈ HK$203,130/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,939
−HK$6,518/mo
▼ 0.25% · 3.875%
HK$107,172
−HK$3,285/mo
Today · 4.125%
HK$110,457
baseline
▲ 0.50% · 4.625%
HK$117,178
+HK$6,721/mo
Deposit HK$15.19M · loan HK$22.79M · min. income ≈ HK$220,914/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,631
−HK$6,247/mo
▼ 0.25% · 3.875%
HK$118,732
−HK$3,146/mo
Today · 4.125%
HK$121,878
baseline
▲ 0.50% · 4.625%
HK$128,303
+HK$6,425/mo
Deposit HK$15.19M · loan HK$22.79M · min. income ≈ HK$243,756/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,262
−HK$7,604/mo
▼ 0.25% · 3.875%
HK$125,034
−HK$3,832/mo
Today · 4.125%
HK$128,866
baseline
▲ 0.50% · 4.625%
HK$136,708
+HK$7,842/mo
Deposit HK$11.40M · loan HK$26.59M · min. income ≈ HK$257,732/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,903
−HK$7,288/mo
▼ 0.25% · 3.875%
HK$138,521
−HK$3,670/mo
Today · 4.125%
HK$142,191
baseline
▲ 0.50% · 4.625%
HK$149,686
+HK$7,495/mo
Deposit HK$11.40M · loan HK$26.59M · min. income ≈ HK$284,382/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,909
−HK$9,776/mo
▼ 0.25% · 3.875%
HK$160,758
−HK$4,927/mo
Today · 4.125%
HK$165,685
baseline
▲ 0.50% · 4.625%
HK$175,767
+HK$10,082/mo
Deposit HK$3.80M · loan HK$34.19M · min. income ≈ HK$331,370/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,447
−HK$9,370/mo
▼ 0.25% · 3.875%
HK$178,098
−HK$4,719/mo
Today · 4.125%
HK$182,817
baseline
▲ 0.50% · 4.625%
HK$192,454
+HK$9,637/mo
Deposit HK$3.80M · loan HK$34.19M · min. income ≈ HK$365,634/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,369 · Scale 2, in force from 26 Feb 2026)