LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,618
−HK$5,431/mo
▼ 0.25% · 3.875%
HK$89,312
−HK$2,737/mo
Today · 4.125%
HK$92,049
baseline
▲ 0.50% · 4.625%
HK$97,650
+HK$5,601/mo
Deposit HK$18.99M · loan HK$18.99M · min. income ≈ HK$184,098/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,361
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$98,946
−HK$2,621/mo
Today · 4.125%
HK$101,567
baseline
▲ 0.50% · 4.625%
HK$106,921
+HK$5,354/mo
Deposit HK$18.99M · loan HK$18.99M · min. income ≈ HK$203,134/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,941
−HK$6,518/mo
▼ 0.25% · 3.875%
HK$107,174
−HK$3,285/mo
Today · 4.125%
HK$110,459
baseline
▲ 0.50% · 4.625%
HK$117,180
+HK$6,721/mo
Deposit HK$15.19M · loan HK$22.79M · min. income ≈ HK$220,918/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,633
−HK$6,248/mo
▼ 0.25% · 3.875%
HK$118,735
−HK$3,146/mo
Today · 4.125%
HK$121,881
baseline
▲ 0.50% · 4.625%
HK$128,305
+HK$6,424/mo
Deposit HK$15.19M · loan HK$22.79M · min. income ≈ HK$243,762/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,265
−HK$7,604/mo
▼ 0.25% · 3.875%
HK$125,037
−HK$3,832/mo
Today · 4.125%
HK$128,869
baseline
▲ 0.50% · 4.625%
HK$136,710
+HK$7,841/mo
Deposit HK$11.40M · loan HK$26.59M · min. income ≈ HK$257,738/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,906
−HK$7,288/mo
▼ 0.25% · 3.875%
HK$138,524
−HK$3,670/mo
Today · 4.125%
HK$142,194
baseline
▲ 0.50% · 4.625%
HK$149,689
+HK$7,495/mo
Deposit HK$11.40M · loan HK$26.59M · min. income ≈ HK$284,388/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,912
−HK$9,777/mo
▼ 0.25% · 3.875%
HK$160,761
−HK$4,928/mo
Today · 4.125%
HK$165,689
baseline
▲ 0.50% · 4.625%
HK$175,770
+HK$10,081/mo
Deposit HK$3.80M · loan HK$34.19M · min. income ≈ HK$331,378/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,450
−HK$9,371/mo
▼ 0.25% · 3.875%
HK$178,102
−HK$4,719/mo
Today · 4.125%
HK$182,821
baseline
▲ 0.50% · 4.625%
HK$192,458
+HK$9,637/mo
Deposit HK$3.80M · loan HK$34.19M · min. income ≈ HK$365,642/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,401 · Scale 2, in force from 26 Feb 2026)