LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,623
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$89,318
−HK$2,737/mo
Today · 4.125%
HK$92,055
baseline
▲ 0.50% · 4.625%
HK$97,656
+HK$5,601/mo
Deposit HK$18.99M · loan HK$18.99M · min. income ≈ HK$184,110/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,367
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$98,952
−HK$2,622/mo
Today · 4.125%
HK$101,574
baseline
▲ 0.50% · 4.625%
HK$106,928
+HK$5,354/mo
Deposit HK$18.99M · loan HK$18.99M · min. income ≈ HK$203,148/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,948
−HK$6,518/mo
▼ 0.25% · 3.875%
HK$107,181
−HK$3,285/mo
Today · 4.125%
HK$110,466
baseline
▲ 0.50% · 4.625%
HK$117,188
+HK$6,722/mo
Deposit HK$15.20M · loan HK$22.79M · min. income ≈ HK$220,932/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,641
−HK$6,248/mo
▼ 0.25% · 3.875%
HK$118,742
−HK$3,147/mo
Today · 4.125%
HK$121,889
baseline
▲ 0.50% · 4.625%
HK$128,313
+HK$6,424/mo
Deposit HK$15.20M · loan HK$22.79M · min. income ≈ HK$243,778/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,272
−HK$7,605/mo
▼ 0.25% · 3.875%
HK$125,045
−HK$3,832/mo
Today · 4.125%
HK$128,877
baseline
▲ 0.50% · 4.625%
HK$136,719
+HK$7,842/mo
Deposit HK$11.40M · loan HK$26.59M · min. income ≈ HK$257,754/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,914
−HK$7,289/mo
▼ 0.25% · 3.875%
HK$138,533
−HK$3,670/mo
Today · 4.125%
HK$142,203
baseline
▲ 0.50% · 4.625%
HK$149,699
+HK$7,496/mo
Deposit HK$11.40M · loan HK$26.59M · min. income ≈ HK$284,406/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,922
−HK$9,777/mo
▼ 0.25% · 3.875%
HK$160,772
−HK$4,927/mo
Today · 4.125%
HK$165,699
baseline
▲ 0.50% · 4.625%
HK$175,782
+HK$10,083/mo
Deposit HK$3.80M · loan HK$34.19M · min. income ≈ HK$331,398/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,461
−HK$9,372/mo
▼ 0.25% · 3.875%
HK$178,113
−HK$4,720/mo
Today · 4.125%
HK$182,833
baseline
▲ 0.50% · 4.625%
HK$192,470
+HK$9,637/mo
Deposit HK$3.80M · loan HK$34.19M · min. income ≈ HK$365,666/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,504 · Scale 2, in force from 26 Feb 2026)