LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,625
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$89,320
−HK$2,737/mo
Today · 4.125%
HK$92,057
baseline
▲ 0.50% · 4.625%
HK$97,659
+HK$5,602/mo
Deposit HK$18.99M · loan HK$18.99M · min. income ≈ HK$184,114/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,369
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$98,954
−HK$2,622/mo
Today · 4.125%
HK$101,576
baseline
▲ 0.50% · 4.625%
HK$106,930
+HK$5,354/mo
Deposit HK$18.99M · loan HK$18.99M · min. income ≈ HK$203,152/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,950
−HK$6,519/mo
▼ 0.25% · 3.875%
HK$107,183
−HK$3,286/mo
Today · 4.125%
HK$110,469
baseline
▲ 0.50% · 4.625%
HK$117,190
+HK$6,721/mo
Deposit HK$15.20M · loan HK$22.79M · min. income ≈ HK$220,938/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,643
−HK$6,248/mo
▼ 0.25% · 3.875%
HK$118,745
−HK$3,146/mo
Today · 4.125%
HK$121,891
baseline
▲ 0.50% · 4.625%
HK$128,316
+HK$6,425/mo
Deposit HK$15.20M · loan HK$22.79M · min. income ≈ HK$243,782/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,275
−HK$7,605/mo
▼ 0.25% · 3.875%
HK$125,047
−HK$3,833/mo
Today · 4.125%
HK$128,880
baseline
▲ 0.50% · 4.625%
HK$136,722
+HK$7,842/mo
Deposit HK$11.40M · loan HK$26.59M · min. income ≈ HK$257,760/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,917
−HK$7,289/mo
▼ 0.25% · 3.875%
HK$138,536
−HK$3,670/mo
Today · 4.125%
HK$142,206
baseline
▲ 0.50% · 4.625%
HK$149,702
+HK$7,496/mo
Deposit HK$11.40M · loan HK$26.59M · min. income ≈ HK$284,412/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,925
−HK$9,778/mo
▼ 0.25% · 3.875%
HK$160,775
−HK$4,928/mo
Today · 4.125%
HK$165,703
baseline
▲ 0.50% · 4.625%
HK$175,786
+HK$10,083/mo
Deposit HK$3.80M · loan HK$34.19M · min. income ≈ HK$331,406/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,465
−HK$9,372/mo
▼ 0.25% · 3.875%
HK$178,117
−HK$4,720/mo
Today · 4.125%
HK$182,837
baseline
▲ 0.50% · 4.625%
HK$192,474
+HK$9,637/mo
Deposit HK$3.80M · loan HK$34.19M · min. income ≈ HK$365,674/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,540 · Scale 2, in force from 26 Feb 2026)