LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,636
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$89,331
−HK$2,738/mo
Today · 4.125%
HK$92,069
baseline
▲ 0.50% · 4.625%
HK$97,671
+HK$5,602/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$184,138/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,382
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$98,967
−HK$2,622/mo
Today · 4.125%
HK$101,589
baseline
▲ 0.50% · 4.625%
HK$106,944
+HK$5,355/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$203,178/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,963
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$107,197
−HK$3,286/mo
Today · 4.125%
HK$110,483
baseline
▲ 0.50% · 4.625%
HK$117,206
+HK$6,723/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$220,966/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,658
−HK$6,249/mo
▼ 0.25% · 3.875%
HK$118,760
−HK$3,147/mo
Today · 4.125%
HK$121,907
baseline
▲ 0.50% · 4.625%
HK$128,333
+HK$6,426/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$243,814/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,291
−HK$7,606/mo
▼ 0.25% · 3.875%
HK$125,064
−HK$3,833/mo
Today · 4.125%
HK$128,897
baseline
▲ 0.50% · 4.625%
HK$136,740
+HK$7,843/mo
Deposit HK$11.40M · loan HK$26.60M · min. income ≈ HK$257,794/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,935
−HK$7,290/mo
▼ 0.25% · 3.875%
HK$138,554
−HK$3,671/mo
Today · 4.125%
HK$142,225
baseline
▲ 0.50% · 4.625%
HK$149,722
+HK$7,497/mo
Deposit HK$11.40M · loan HK$26.60M · min. income ≈ HK$284,450/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,945
−HK$9,779/mo
▼ 0.25% · 3.875%
HK$160,796
−HK$4,928/mo
Today · 4.125%
HK$165,724
baseline
▲ 0.50% · 4.625%
HK$175,808
+HK$10,084/mo
Deposit HK$3.80M · loan HK$34.19M · min. income ≈ HK$331,448/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,487
−HK$9,373/mo
▼ 0.25% · 3.875%
HK$178,140
−HK$4,720/mo
Today · 4.125%
HK$182,860
baseline
▲ 0.50% · 4.625%
HK$192,499
+HK$9,639/mo
Deposit HK$3.80M · loan HK$34.19M · min. income ≈ HK$365,720/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,748 · Scale 2, in force from 26 Feb 2026)