LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,639
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$89,334
−HK$2,738/mo
Today · 4.125%
HK$92,072
baseline
▲ 0.50% · 4.625%
HK$97,675
+HK$5,603/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$184,144/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,385
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$98,970
−HK$2,623/mo
Today · 4.125%
HK$101,593
baseline
▲ 0.50% · 4.625%
HK$106,948
+HK$5,355/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$203,186/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,967
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$107,201
−HK$3,286/mo
Today · 4.125%
HK$110,487
baseline
▲ 0.50% · 4.625%
HK$117,210
+HK$6,723/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$220,974/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,662
−HK$6,249/mo
▼ 0.25% · 3.875%
HK$118,764
−HK$3,147/mo
Today · 4.125%
HK$121,911
baseline
▲ 0.50% · 4.625%
HK$128,337
+HK$6,426/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$243,822/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,295
−HK$7,606/mo
▼ 0.25% · 3.875%
HK$125,068
−HK$3,833/mo
Today · 4.125%
HK$128,901
baseline
▲ 0.50% · 4.625%
HK$136,745
+HK$7,844/mo
Deposit HK$11.40M · loan HK$26.60M · min. income ≈ HK$257,802/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,940
−HK$7,290/mo
▼ 0.25% · 3.875%
HK$138,559
−HK$3,671/mo
Today · 4.125%
HK$142,230
baseline
▲ 0.50% · 4.625%
HK$149,727
+HK$7,497/mo
Deposit HK$11.40M · loan HK$26.60M · min. income ≈ HK$284,460/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,951
−HK$9,779/mo
▼ 0.25% · 3.875%
HK$160,802
−HK$4,928/mo
Today · 4.125%
HK$165,730
baseline
▲ 0.50% · 4.625%
HK$175,815
+HK$10,085/mo
Deposit HK$3.80M · loan HK$34.20M · min. income ≈ HK$331,460/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,494
−HK$9,373/mo
▼ 0.25% · 3.875%
HK$178,147
−HK$4,720/mo
Today · 4.125%
HK$182,867
baseline
▲ 0.50% · 4.625%
HK$192,506
+HK$9,639/mo
Deposit HK$3.80M · loan HK$34.20M · min. income ≈ HK$365,734/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,807 · Scale 2, in force from 26 Feb 2026)