LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,643
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$89,339
−HK$2,738/mo
Today · 4.125%
HK$92,077
baseline
▲ 0.50% · 4.625%
HK$97,679
+HK$5,602/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$184,154/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,390
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$98,975
−HK$2,623/mo
Today · 4.125%
HK$101,598
baseline
▲ 0.50% · 4.625%
HK$106,953
+HK$5,355/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$203,196/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,972
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$107,206
−HK$3,286/mo
Today · 4.125%
HK$110,492
baseline
▲ 0.50% · 4.625%
HK$117,215
+HK$6,723/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$220,984/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,668
−HK$6,249/mo
▼ 0.25% · 3.875%
HK$118,770
−HK$3,147/mo
Today · 4.125%
HK$121,917
baseline
▲ 0.50% · 4.625%
HK$128,344
+HK$6,427/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$243,834/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,301
−HK$7,606/mo
▼ 0.25% · 3.875%
HK$125,074
−HK$3,833/mo
Today · 4.125%
HK$128,907
baseline
▲ 0.50% · 4.625%
HK$136,751
+HK$7,844/mo
Deposit HK$11.40M · loan HK$26.60M · min. income ≈ HK$257,814/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,946
−HK$7,291/mo
▼ 0.25% · 3.875%
HK$138,565
−HK$3,672/mo
Today · 4.125%
HK$142,237
baseline
▲ 0.50% · 4.625%
HK$149,734
+HK$7,497/mo
Deposit HK$11.40M · loan HK$26.60M · min. income ≈ HK$284,474/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,958
−HK$9,780/mo
▼ 0.25% · 3.875%
HK$160,809
−HK$4,929/mo
Today · 4.125%
HK$165,738
baseline
▲ 0.50% · 4.625%
HK$175,823
+HK$10,085/mo
Deposit HK$3.80M · loan HK$34.20M · min. income ≈ HK$331,476/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,502
−HK$9,374/mo
▼ 0.25% · 3.875%
HK$178,155
−HK$4,721/mo
Today · 4.125%
HK$182,876
baseline
▲ 0.50% · 4.625%
HK$192,515
+HK$9,639/mo
Deposit HK$3.80M · loan HK$34.20M · min. income ≈ HK$365,752/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,883 · Scale 2, in force from 26 Feb 2026)