LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,644
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$89,339
−HK$2,739/mo
Today · 4.125%
HK$92,078
baseline
▲ 0.50% · 4.625%
HK$97,680
+HK$5,602/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$184,156/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,391
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$98,976
−HK$2,623/mo
Today · 4.125%
HK$101,599
baseline
▲ 0.50% · 4.625%
HK$106,954
+HK$5,355/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$203,198/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,973
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$107,207
−HK$3,286/mo
Today · 4.125%
HK$110,493
baseline
▲ 0.50% · 4.625%
HK$117,216
+HK$6,723/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$220,986/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,669
−HK$6,249/mo
▼ 0.25% · 3.875%
HK$118,771
−HK$3,147/mo
Today · 4.125%
HK$121,918
baseline
▲ 0.50% · 4.625%
HK$128,345
+HK$6,427/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$243,836/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,302
−HK$7,607/mo
▼ 0.25% · 3.875%
HK$125,075
−HK$3,834/mo
Today · 4.125%
HK$128,909
baseline
▲ 0.50% · 4.625%
HK$136,752
+HK$7,843/mo
Deposit HK$11.40M · loan HK$26.60M · min. income ≈ HK$257,818/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,947
−HK$7,291/mo
▼ 0.25% · 3.875%
HK$138,566
−HK$3,672/mo
Today · 4.125%
HK$142,238
baseline
▲ 0.50% · 4.625%
HK$149,736
+HK$7,498/mo
Deposit HK$11.40M · loan HK$26.60M · min. income ≈ HK$284,476/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,960
−HK$9,780/mo
▼ 0.25% · 3.875%
HK$160,811
−HK$4,929/mo
Today · 4.125%
HK$165,740
baseline
▲ 0.50% · 4.625%
HK$175,825
+HK$10,085/mo
Deposit HK$3.80M · loan HK$34.20M · min. income ≈ HK$331,480/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,504
−HK$9,373/mo
▼ 0.25% · 3.875%
HK$178,157
−HK$4,720/mo
Today · 4.125%
HK$182,877
baseline
▲ 0.50% · 4.625%
HK$192,517
+HK$9,640/mo
Deposit HK$3.80M · loan HK$34.20M · min. income ≈ HK$365,754/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,899 · Scale 2, in force from 26 Feb 2026)