LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,646
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$89,342
−HK$2,738/mo
Today · 4.125%
HK$92,080
baseline
▲ 0.50% · 4.625%
HK$97,683
+HK$5,603/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$184,160/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,393
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$98,979
−HK$2,622/mo
Today · 4.125%
HK$101,601
baseline
▲ 0.50% · 4.625%
HK$106,957
+HK$5,356/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$203,202/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,976
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$107,210
−HK$3,286/mo
Today · 4.125%
HK$110,496
baseline
▲ 0.50% · 4.625%
HK$117,219
+HK$6,723/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$220,992/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,672
−HK$6,249/mo
▼ 0.25% · 3.875%
HK$118,774
−HK$3,147/mo
Today · 4.125%
HK$121,921
baseline
▲ 0.50% · 4.625%
HK$128,348
+HK$6,427/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$243,842/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,305
−HK$7,607/mo
▼ 0.25% · 3.875%
HK$125,078
−HK$3,834/mo
Today · 4.125%
HK$128,912
baseline
▲ 0.50% · 4.625%
HK$136,756
+HK$7,844/mo
Deposit HK$11.40M · loan HK$26.60M · min. income ≈ HK$257,824/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,951
−HK$7,291/mo
▼ 0.25% · 3.875%
HK$138,570
−HK$3,672/mo
Today · 4.125%
HK$142,242
baseline
▲ 0.50% · 4.625%
HK$149,739
+HK$7,497/mo
Deposit HK$11.40M · loan HK$26.60M · min. income ≈ HK$284,484/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,964
−HK$9,780/mo
▼ 0.25% · 3.875%
HK$160,815
−HK$4,929/mo
Today · 4.125%
HK$165,744
baseline
▲ 0.50% · 4.625%
HK$175,829
+HK$10,085/mo
Deposit HK$3.80M · loan HK$34.20M · min. income ≈ HK$331,488/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,508
−HK$9,374/mo
▼ 0.25% · 3.875%
HK$178,161
−HK$4,721/mo
Today · 4.125%
HK$182,882
baseline
▲ 0.50% · 4.625%
HK$192,522
+HK$9,640/mo
Deposit HK$3.80M · loan HK$34.20M · min. income ≈ HK$365,764/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,939 · Scale 2, in force from 26 Feb 2026)