LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,648
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$89,343
−HK$2,738/mo
Today · 4.125%
HK$92,081
baseline
▲ 0.50% · 4.625%
HK$97,684
+HK$5,603/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$184,162/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,395
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$98,980
−HK$2,623/mo
Today · 4.125%
HK$101,603
baseline
▲ 0.50% · 4.625%
HK$106,958
+HK$5,355/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$203,206/mo (50% DSR)
Upfront cash ≈ HK$20.61M (deposit + AVD stamp duty HK$1,614,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,977
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$107,211
−HK$3,286/mo
Today · 4.125%
HK$110,497
baseline
▲ 0.50% · 4.625%
HK$117,221
+HK$6,724/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$220,994/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,674
−HK$6,249/mo
▼ 0.25% · 3.875%
HK$118,776
−HK$3,147/mo
Today · 4.125%
HK$121,923
baseline
▲ 0.50% · 4.625%
HK$128,350
+HK$6,427/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$243,846/mo (50% DSR)
Upfront cash ≈ HK$16.81M (deposit + AVD stamp duty HK$1,614,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,307
−HK$7,607/mo
▼ 0.25% · 3.875%
HK$125,080
−HK$3,834/mo
Today · 4.125%
HK$128,914
baseline
▲ 0.50% · 4.625%
HK$136,758
+HK$7,844/mo
Deposit HK$11.40M · loan HK$26.60M · min. income ≈ HK$257,828/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,953
−HK$7,291/mo
▼ 0.25% · 3.875%
HK$138,572
−HK$3,672/mo
Today · 4.125%
HK$142,244
baseline
▲ 0.50% · 4.625%
HK$149,741
+HK$7,497/mo
Deposit HK$11.40M · loan HK$26.60M · min. income ≈ HK$284,488/mo (50% DSR)
Upfront cash ≈ HK$13.01M (deposit + AVD stamp duty HK$1,614,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,966
−HK$9,780/mo
▼ 0.25% · 3.875%
HK$160,817
−HK$4,929/mo
Today · 4.125%
HK$165,746
baseline
▲ 0.50% · 4.625%
HK$175,831
+HK$10,085/mo
Deposit HK$3.80M · loan HK$34.20M · min. income ≈ HK$331,492/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,510
−HK$9,375/mo
▼ 0.25% · 3.875%
HK$178,164
−HK$4,721/mo
Today · 4.125%
HK$182,885
baseline
▲ 0.50% · 4.625%
HK$192,525
+HK$9,640/mo
Deposit HK$3.80M · loan HK$34.20M · min. income ≈ HK$365,770/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$1,614,962 · Scale 2, in force from 26 Feb 2026)