LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,661
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$89,356
−HK$2,739/mo
Today · 4.125%
HK$92,095
baseline
▲ 0.50% · 4.625%
HK$97,699
+HK$5,604/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$184,190/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,615,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,409
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$98,995
−HK$2,623/mo
Today · 4.125%
HK$101,618
baseline
▲ 0.50% · 4.625%
HK$106,974
+HK$5,356/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$203,236/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,615,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,993
−HK$6,521/mo
▼ 0.25% · 3.875%
HK$107,228
−HK$3,286/mo
Today · 4.125%
HK$110,514
baseline
▲ 0.50% · 4.625%
HK$117,239
+HK$6,725/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$221,028/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,615,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,691
−HK$6,250/mo
▼ 0.25% · 3.875%
HK$118,794
−HK$3,147/mo
Today · 4.125%
HK$121,941
baseline
▲ 0.50% · 4.625%
HK$128,369
+HK$6,428/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$243,882/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,615,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,325
−HK$7,608/mo
▼ 0.25% · 3.875%
HK$125,099
−HK$3,834/mo
Today · 4.125%
HK$128,933
baseline
▲ 0.50% · 4.625%
HK$136,778
+HK$7,845/mo
Deposit HK$11.40M · loan HK$26.60M · min. income ≈ HK$257,866/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,615,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,973
−HK$7,292/mo
▼ 0.25% · 3.875%
HK$138,593
−HK$3,672/mo
Today · 4.125%
HK$142,265
baseline
▲ 0.50% · 4.625%
HK$149,764
+HK$7,499/mo
Deposit HK$11.40M · loan HK$26.60M · min. income ≈ HK$284,530/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,615,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,989
−HK$9,782/mo
▼ 0.25% · 3.875%
HK$160,841
−HK$4,930/mo
Today · 4.125%
HK$165,771
baseline
▲ 0.50% · 4.625%
HK$175,858
+HK$10,087/mo
Deposit HK$3.80M · loan HK$34.20M · min. income ≈ HK$331,542/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,615,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,536
−HK$9,376/mo
▼ 0.25% · 3.875%
HK$178,191
−HK$4,721/mo
Today · 4.125%
HK$182,912
baseline
▲ 0.50% · 4.625%
HK$192,554
+HK$9,642/mo
Deposit HK$3.80M · loan HK$34.20M · min. income ≈ HK$365,824/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,615,204 · Scale 2, in force from 26 Feb 2026)