LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,663
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$89,359
−HK$2,739/mo
Today · 4.125%
HK$92,098
baseline
▲ 0.50% · 4.625%
HK$97,702
+HK$5,604/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$184,196/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,615,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,412
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$98,998
−HK$2,623/mo
Today · 4.125%
HK$101,621
baseline
▲ 0.50% · 4.625%
HK$106,978
+HK$5,357/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$203,242/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,615,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,996
−HK$6,522/mo
▼ 0.25% · 3.875%
HK$107,231
−HK$3,287/mo
Today · 4.125%
HK$110,518
baseline
▲ 0.50% · 4.625%
HK$117,242
+HK$6,724/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$221,036/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,615,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,695
−HK$6,250/mo
▼ 0.25% · 3.875%
HK$118,798
−HK$3,147/mo
Today · 4.125%
HK$121,945
baseline
▲ 0.50% · 4.625%
HK$128,373
+HK$6,428/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$243,890/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,615,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,329
−HK$7,608/mo
▼ 0.25% · 3.875%
HK$125,103
−HK$3,834/mo
Today · 4.125%
HK$128,937
baseline
▲ 0.50% · 4.625%
HK$136,783
+HK$7,846/mo
Deposit HK$11.40M · loan HK$26.60M · min. income ≈ HK$257,874/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,615,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,977
−HK$7,293/mo
▼ 0.25% · 3.875%
HK$138,597
−HK$3,673/mo
Today · 4.125%
HK$142,270
baseline
▲ 0.50% · 4.625%
HK$149,769
+HK$7,499/mo
Deposit HK$11.40M · loan HK$26.60M · min. income ≈ HK$284,540/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,615,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,994
−HK$9,782/mo
▼ 0.25% · 3.875%
HK$160,847
−HK$4,929/mo
Today · 4.125%
HK$165,776
baseline
▲ 0.50% · 4.625%
HK$175,864
+HK$10,088/mo
Deposit HK$3.80M · loan HK$34.21M · min. income ≈ HK$331,552/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,615,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,542
−HK$9,376/mo
▼ 0.25% · 3.875%
HK$178,196
−HK$4,722/mo
Today · 4.125%
HK$182,918
baseline
▲ 0.50% · 4.625%
HK$192,560
+HK$9,642/mo
Deposit HK$3.80M · loan HK$34.21M · min. income ≈ HK$365,836/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,615,256 · Scale 2, in force from 26 Feb 2026)