LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,665
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$89,361
−HK$2,738/mo
Today · 4.125%
HK$92,099
baseline
▲ 0.50% · 4.625%
HK$97,703
+HK$5,604/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$184,198/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,615,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,414
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$98,999
−HK$2,624/mo
Today · 4.125%
HK$101,623
baseline
▲ 0.50% · 4.625%
HK$106,979
+HK$5,356/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$203,246/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,615,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,998
−HK$6,521/mo
▼ 0.25% · 3.875%
HK$107,233
−HK$3,286/mo
Today · 4.125%
HK$110,519
baseline
▲ 0.50% · 4.625%
HK$117,244
+HK$6,725/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$221,038/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,615,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,696
−HK$6,251/mo
▼ 0.25% · 3.875%
HK$118,799
−HK$3,148/mo
Today · 4.125%
HK$121,947
baseline
▲ 0.50% · 4.625%
HK$128,375
+HK$6,428/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$243,894/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,615,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,331
−HK$7,608/mo
▼ 0.25% · 3.875%
HK$125,105
−HK$3,834/mo
Today · 4.125%
HK$128,939
baseline
▲ 0.50% · 4.625%
HK$136,785
+HK$7,846/mo
Deposit HK$11.40M · loan HK$26.60M · min. income ≈ HK$257,878/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,615,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,979
−HK$7,293/mo
▼ 0.25% · 3.875%
HK$138,599
−HK$3,673/mo
Today · 4.125%
HK$142,272
baseline
▲ 0.50% · 4.625%
HK$149,771
+HK$7,499/mo
Deposit HK$11.40M · loan HK$26.60M · min. income ≈ HK$284,544/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,615,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,997
−HK$9,782/mo
▼ 0.25% · 3.875%
HK$160,849
−HK$4,930/mo
Today · 4.125%
HK$165,779
baseline
▲ 0.50% · 4.625%
HK$175,866
+HK$10,087/mo
Deposit HK$3.80M · loan HK$34.21M · min. income ≈ HK$331,558/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,615,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,545
−HK$9,376/mo
▼ 0.25% · 3.875%
HK$178,199
−HK$4,722/mo
Today · 4.125%
HK$182,921
baseline
▲ 0.50% · 4.625%
HK$192,563
+HK$9,642/mo
Deposit HK$3.80M · loan HK$34.21M · min. income ≈ HK$365,842/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,615,280 · Scale 2, in force from 26 Feb 2026)