LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,667
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$89,363
−HK$2,738/mo
Today · 4.125%
HK$92,101
baseline
▲ 0.50% · 4.625%
HK$97,706
+HK$5,605/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$184,202/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,615,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,416
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$99,002
−HK$2,623/mo
Today · 4.125%
HK$101,625
baseline
▲ 0.50% · 4.625%
HK$106,982
+HK$5,357/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$203,250/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,615,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,000
−HK$6,522/mo
▼ 0.25% · 3.875%
HK$107,235
−HK$3,287/mo
Today · 4.125%
HK$110,522
baseline
▲ 0.50% · 4.625%
HK$117,247
+HK$6,725/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$221,044/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,615,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,699
−HK$6,251/mo
▼ 0.25% · 3.875%
HK$118,802
−HK$3,148/mo
Today · 4.125%
HK$121,950
baseline
▲ 0.50% · 4.625%
HK$128,378
+HK$6,428/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$243,900/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,615,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,333
−HK$7,609/mo
▼ 0.25% · 3.875%
HK$125,108
−HK$3,834/mo
Today · 4.125%
HK$128,942
baseline
▲ 0.50% · 4.625%
HK$136,788
+HK$7,846/mo
Deposit HK$11.40M · loan HK$26.61M · min. income ≈ HK$257,884/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,615,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,982
−HK$7,293/mo
▼ 0.25% · 3.875%
HK$138,602
−HK$3,673/mo
Today · 4.125%
HK$142,275
baseline
▲ 0.50% · 4.625%
HK$149,774
+HK$7,499/mo
Deposit HK$11.40M · loan HK$26.61M · min. income ≈ HK$284,550/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,615,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,000
−HK$9,783/mo
▼ 0.25% · 3.875%
HK$160,853
−HK$4,930/mo
Today · 4.125%
HK$165,783
baseline
▲ 0.50% · 4.625%
HK$175,870
+HK$10,087/mo
Deposit HK$3.80M · loan HK$34.21M · min. income ≈ HK$331,566/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,615,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,549
−HK$9,376/mo
▼ 0.25% · 3.875%
HK$178,203
−HK$4,722/mo
Today · 4.125%
HK$182,925
baseline
▲ 0.50% · 4.625%
HK$192,567
+HK$9,642/mo
Deposit HK$3.80M · loan HK$34.21M · min. income ≈ HK$365,850/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,615,317 · Scale 2, in force from 26 Feb 2026)