LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,668
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$89,364
−HK$2,739/mo
Today · 4.125%
HK$92,103
baseline
▲ 0.50% · 4.625%
HK$97,707
+HK$5,604/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$184,206/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,615,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,417
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$99,003
−HK$2,623/mo
Today · 4.125%
HK$101,626
baseline
▲ 0.50% · 4.625%
HK$106,983
+HK$5,357/mo
Deposit HK$19.00M · loan HK$19.00M · min. income ≈ HK$203,252/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,615,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,001
−HK$6,522/mo
▼ 0.25% · 3.875%
HK$107,236
−HK$3,287/mo
Today · 4.125%
HK$110,523
baseline
▲ 0.50% · 4.625%
HK$117,248
+HK$6,725/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$221,046/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,615,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,700
−HK$6,251/mo
▼ 0.25% · 3.875%
HK$118,804
−HK$3,147/mo
Today · 4.125%
HK$121,951
baseline
▲ 0.50% · 4.625%
HK$128,380
+HK$6,429/mo
Deposit HK$15.20M · loan HK$22.80M · min. income ≈ HK$243,902/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,615,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,335
−HK$7,609/mo
▼ 0.25% · 3.875%
HK$125,109
−HK$3,835/mo
Today · 4.125%
HK$128,944
baseline
▲ 0.50% · 4.625%
HK$136,790
+HK$7,846/mo
Deposit HK$11.40M · loan HK$26.61M · min. income ≈ HK$257,888/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,615,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,984
−HK$7,293/mo
▼ 0.25% · 3.875%
HK$138,604
−HK$3,673/mo
Today · 4.125%
HK$142,277
baseline
▲ 0.50% · 4.625%
HK$149,776
+HK$7,499/mo
Deposit HK$11.40M · loan HK$26.61M · min. income ≈ HK$284,554/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,615,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,002
−HK$9,783/mo
▼ 0.25% · 3.875%
HK$160,855
−HK$4,930/mo
Today · 4.125%
HK$165,785
baseline
▲ 0.50% · 4.625%
HK$175,872
+HK$10,087/mo
Deposit HK$3.80M · loan HK$34.21M · min. income ≈ HK$331,570/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,615,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,551
−HK$9,376/mo
▼ 0.25% · 3.875%
HK$178,205
−HK$4,722/mo
Today · 4.125%
HK$182,927
baseline
▲ 0.50% · 4.625%
HK$192,569
+HK$9,642/mo
Deposit HK$3.80M · loan HK$34.21M · min. income ≈ HK$365,854/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,615,337 · Scale 2, in force from 26 Feb 2026)