LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,681
−HK$5,436/mo
▼ 0.25% · 3.875%
HK$89,377
−HK$2,740/mo
Today · 4.125%
HK$92,117
baseline
▲ 0.50% · 4.625%
HK$97,722
+HK$5,605/mo
Deposit HK$19.01M · loan HK$19.01M · min. income ≈ HK$184,234/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,615,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,432
−HK$5,210/mo
▼ 0.25% · 3.875%
HK$99,018
−HK$2,624/mo
Today · 4.125%
HK$101,642
baseline
▲ 0.50% · 4.625%
HK$106,999
+HK$5,357/mo
Deposit HK$19.01M · loan HK$19.01M · min. income ≈ HK$203,284/mo (50% DSR)
Upfront cash ≈ HK$20.62M (deposit + AVD stamp duty HK$1,615,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,017
−HK$6,523/mo
▼ 0.25% · 3.875%
HK$107,253
−HK$3,287/mo
Today · 4.125%
HK$110,540
baseline
▲ 0.50% · 4.625%
HK$117,266
+HK$6,726/mo
Deposit HK$15.21M · loan HK$22.81M · min. income ≈ HK$221,080/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,615,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,718
−HK$6,252/mo
▼ 0.25% · 3.875%
HK$118,822
−HK$3,148/mo
Today · 4.125%
HK$121,970
baseline
▲ 0.50% · 4.625%
HK$128,399
+HK$6,429/mo
Deposit HK$15.21M · loan HK$22.81M · min. income ≈ HK$243,940/mo (50% DSR)
Upfront cash ≈ HK$16.82M (deposit + AVD stamp duty HK$1,615,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,353
−HK$7,610/mo
▼ 0.25% · 3.875%
HK$125,128
−HK$3,835/mo
Today · 4.125%
HK$128,963
baseline
▲ 0.50% · 4.625%
HK$136,811
+HK$7,848/mo
Deposit HK$11.40M · loan HK$26.61M · min. income ≈ HK$257,926/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,615,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,005
−HK$7,293/mo
▼ 0.25% · 3.875%
HK$138,625
−HK$3,673/mo
Today · 4.125%
HK$142,298
baseline
▲ 0.50% · 4.625%
HK$149,799
+HK$7,501/mo
Deposit HK$11.40M · loan HK$26.61M · min. income ≈ HK$284,596/mo (50% DSR)
Upfront cash ≈ HK$13.02M (deposit + AVD stamp duty HK$1,615,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,026
−HK$9,784/mo
▼ 0.25% · 3.875%
HK$160,879
−HK$4,931/mo
Today · 4.125%
HK$165,810
baseline
▲ 0.50% · 4.625%
HK$175,899
+HK$10,089/mo
Deposit HK$3.80M · loan HK$34.21M · min. income ≈ HK$331,620/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,615,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,577
−HK$9,378/mo
▼ 0.25% · 3.875%
HK$178,232
−HK$4,723/mo
Today · 4.125%
HK$182,955
baseline
▲ 0.50% · 4.625%
HK$192,599
+HK$9,644/mo
Deposit HK$3.80M · loan HK$34.21M · min. income ≈ HK$365,910/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,615,584 · Scale 2, in force from 26 Feb 2026)