LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,718
−HK$5,438/mo
▼ 0.25% · 3.875%
HK$89,416
−HK$2,740/mo
Today · 4.125%
HK$92,156
baseline
▲ 0.50% · 4.625%
HK$97,764
+HK$5,608/mo
Deposit HK$19.01M · loan HK$19.01M · min. income ≈ HK$184,312/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,616,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,473
−HK$5,212/mo
▼ 0.25% · 3.875%
HK$99,060
−HK$2,625/mo
Today · 4.125%
HK$101,685
baseline
▲ 0.50% · 4.625%
HK$107,045
+HK$5,360/mo
Deposit HK$19.01M · loan HK$19.01M · min. income ≈ HK$203,370/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,616,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,062
−HK$6,525/mo
▼ 0.25% · 3.875%
HK$107,299
−HK$3,288/mo
Today · 4.125%
HK$110,587
baseline
▲ 0.50% · 4.625%
HK$117,316
+HK$6,729/mo
Deposit HK$15.21M · loan HK$22.82M · min. income ≈ HK$221,174/mo (50% DSR)
Upfront cash ≈ HK$16.83M (deposit + AVD stamp duty HK$1,616,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,768
−HK$6,254/mo
▼ 0.25% · 3.875%
HK$118,873
−HK$3,149/mo
Today · 4.125%
HK$122,022
baseline
▲ 0.50% · 4.625%
HK$128,454
+HK$6,432/mo
Deposit HK$15.21M · loan HK$22.82M · min. income ≈ HK$244,044/mo (50% DSR)
Upfront cash ≈ HK$16.83M (deposit + AVD stamp duty HK$1,616,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,405
−HK$7,614/mo
▼ 0.25% · 3.875%
HK$125,182
−HK$3,837/mo
Today · 4.125%
HK$129,019
baseline
▲ 0.50% · 4.625%
HK$136,869
+HK$7,850/mo
Deposit HK$11.41M · loan HK$26.62M · min. income ≈ HK$258,038/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,616,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,062
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$138,685
−HK$3,674/mo
Today · 4.125%
HK$142,359
baseline
▲ 0.50% · 4.625%
HK$149,863
+HK$7,504/mo
Deposit HK$11.41M · loan HK$26.62M · min. income ≈ HK$284,718/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,616,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,093
−HK$9,788/mo
▼ 0.25% · 3.875%
HK$160,948
−HK$4,933/mo
Today · 4.125%
HK$165,881
baseline
▲ 0.50% · 4.625%
HK$175,975
+HK$10,094/mo
Deposit HK$3.80M · loan HK$34.23M · min. income ≈ HK$331,762/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,616,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,652
−HK$9,381/mo
▼ 0.25% · 3.875%
HK$178,309
−HK$4,724/mo
Today · 4.125%
HK$183,033
baseline
▲ 0.50% · 4.625%
HK$192,681
+HK$9,648/mo
Deposit HK$3.80M · loan HK$34.23M · min. income ≈ HK$366,066/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,616,275 · Scale 2, in force from 26 Feb 2026)