LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,724
−HK$5,439/mo
▼ 0.25% · 3.875%
HK$89,422
−HK$2,741/mo
Today · 4.125%
HK$92,163
baseline
▲ 0.50% · 4.625%
HK$97,771
+HK$5,608/mo
Deposit HK$19.02M · loan HK$19.02M · min. income ≈ HK$184,326/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,616,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,480
−HK$5,212/mo
▼ 0.25% · 3.875%
HK$99,067
−HK$2,625/mo
Today · 4.125%
HK$101,692
baseline
▲ 0.50% · 4.625%
HK$107,053
+HK$5,361/mo
Deposit HK$19.02M · loan HK$19.02M · min. income ≈ HK$203,384/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,616,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,069
−HK$6,526/mo
▼ 0.25% · 3.875%
HK$107,306
−HK$3,289/mo
Today · 4.125%
HK$110,595
baseline
▲ 0.50% · 4.625%
HK$117,325
+HK$6,730/mo
Deposit HK$15.21M · loan HK$22.82M · min. income ≈ HK$221,190/mo (50% DSR)
Upfront cash ≈ HK$16.83M (deposit + AVD stamp duty HK$1,616,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,776
−HK$6,255/mo
▼ 0.25% · 3.875%
HK$118,881
−HK$3,150/mo
Today · 4.125%
HK$122,031
baseline
▲ 0.50% · 4.625%
HK$128,463
+HK$6,432/mo
Deposit HK$15.21M · loan HK$22.82M · min. income ≈ HK$244,062/mo (50% DSR)
Upfront cash ≈ HK$16.83M (deposit + AVD stamp duty HK$1,616,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,414
−HK$7,614/mo
▼ 0.25% · 3.875%
HK$125,191
−HK$3,837/mo
Today · 4.125%
HK$129,028
baseline
▲ 0.50% · 4.625%
HK$136,879
+HK$7,851/mo
Deposit HK$11.41M · loan HK$26.62M · min. income ≈ HK$258,056/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,616,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,072
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$138,694
−HK$3,675/mo
Today · 4.125%
HK$142,369
baseline
▲ 0.50% · 4.625%
HK$149,874
+HK$7,505/mo
Deposit HK$11.41M · loan HK$26.62M · min. income ≈ HK$284,738/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,616,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,104
−HK$9,789/mo
▼ 0.25% · 3.875%
HK$160,959
−HK$4,934/mo
Today · 4.125%
HK$165,893
baseline
▲ 0.50% · 4.625%
HK$175,987
+HK$10,094/mo
Deposit HK$3.80M · loan HK$34.23M · min. income ≈ HK$331,786/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,616,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,664
−HK$9,382/mo
▼ 0.25% · 3.875%
HK$178,321
−HK$4,725/mo
Today · 4.125%
HK$183,046
baseline
▲ 0.50% · 4.625%
HK$192,695
+HK$9,649/mo
Deposit HK$3.80M · loan HK$34.23M · min. income ≈ HK$366,092/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,616,390 · Scale 2, in force from 26 Feb 2026)