LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,734
−HK$5,439/mo
▼ 0.25% · 3.875%
HK$89,431
−HK$2,742/mo
Today · 4.125%
HK$92,173
baseline
▲ 0.50% · 4.625%
HK$97,781
+HK$5,608/mo
Deposit HK$19.02M · loan HK$19.02M · min. income ≈ HK$184,346/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,616,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,490
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$99,078
−HK$2,625/mo
Today · 4.125%
HK$101,703
baseline
▲ 0.50% · 4.625%
HK$107,064
+HK$5,361/mo
Deposit HK$19.02M · loan HK$19.02M · min. income ≈ HK$203,406/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,616,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,080
−HK$6,527/mo
▼ 0.25% · 3.875%
HK$107,318
−HK$3,289/mo
Today · 4.125%
HK$110,607
baseline
▲ 0.50% · 4.625%
HK$117,337
+HK$6,730/mo
Deposit HK$15.21M · loan HK$22.82M · min. income ≈ HK$221,214/mo (50% DSR)
Upfront cash ≈ HK$16.83M (deposit + AVD stamp duty HK$1,616,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,788
−HK$6,256/mo
▼ 0.25% · 3.875%
HK$118,894
−HK$3,150/mo
Today · 4.125%
HK$122,044
baseline
▲ 0.50% · 4.625%
HK$128,477
+HK$6,433/mo
Deposit HK$15.21M · loan HK$22.82M · min. income ≈ HK$244,088/mo (50% DSR)
Upfront cash ≈ HK$16.83M (deposit + AVD stamp duty HK$1,616,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,427
−HK$7,615/mo
▼ 0.25% · 3.875%
HK$125,204
−HK$3,838/mo
Today · 4.125%
HK$129,042
baseline
▲ 0.50% · 4.625%
HK$136,893
+HK$7,851/mo
Deposit HK$11.41M · loan HK$26.63M · min. income ≈ HK$258,084/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,616,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,086
−HK$7,299/mo
▼ 0.25% · 3.875%
HK$138,709
−HK$3,676/mo
Today · 4.125%
HK$142,385
baseline
▲ 0.50% · 4.625%
HK$149,890
+HK$7,505/mo
Deposit HK$11.41M · loan HK$26.63M · min. income ≈ HK$284,770/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,616,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,120
−HK$9,791/mo
▼ 0.25% · 3.875%
HK$160,977
−HK$4,934/mo
Today · 4.125%
HK$165,911
baseline
▲ 0.50% · 4.625%
HK$176,006
+HK$10,095/mo
Deposit HK$3.80M · loan HK$34.23M · min. income ≈ HK$331,822/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,616,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,682
−HK$9,384/mo
▼ 0.25% · 3.875%
HK$178,340
−HK$4,726/mo
Today · 4.125%
HK$183,066
baseline
▲ 0.50% · 4.625%
HK$192,716
+HK$9,650/mo
Deposit HK$3.80M · loan HK$34.23M · min. income ≈ HK$366,132/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,616,563 · Scale 2, in force from 26 Feb 2026)