LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,754
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$89,453
−HK$2,742/mo
Today · 4.125%
HK$92,195
baseline
▲ 0.50% · 4.625%
HK$97,804
+HK$5,609/mo
Deposit HK$19.02M · loan HK$19.02M · min. income ≈ HK$184,390/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$1,616,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,513
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$99,102
−HK$2,626/mo
Today · 4.125%
HK$101,728
baseline
▲ 0.50% · 4.625%
HK$107,090
+HK$5,362/mo
Deposit HK$19.02M · loan HK$19.02M · min. income ≈ HK$203,456/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$1,616,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,105
−HK$6,529/mo
▼ 0.25% · 3.875%
HK$107,343
−HK$3,291/mo
Today · 4.125%
HK$110,634
baseline
▲ 0.50% · 4.625%
HK$117,365
+HK$6,731/mo
Deposit HK$15.22M · loan HK$22.83M · min. income ≈ HK$221,268/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,616,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,816
−HK$6,257/mo
▼ 0.25% · 3.875%
HK$118,922
−HK$3,151/mo
Today · 4.125%
HK$122,073
baseline
▲ 0.50% · 4.625%
HK$128,508
+HK$6,435/mo
Deposit HK$15.22M · loan HK$22.83M · min. income ≈ HK$244,146/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,616,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,456
−HK$7,616/mo
▼ 0.25% · 3.875%
HK$125,234
−HK$3,838/mo
Today · 4.125%
HK$129,072
baseline
▲ 0.50% · 4.625%
HK$136,926
+HK$7,854/mo
Deposit HK$11.41M · loan HK$26.63M · min. income ≈ HK$258,144/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,616,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,119
−HK$7,300/mo
▼ 0.25% · 3.875%
HK$138,742
−HK$3,677/mo
Today · 4.125%
HK$142,419
baseline
▲ 0.50% · 4.625%
HK$149,926
+HK$7,507/mo
Deposit HK$11.41M · loan HK$26.63M · min. income ≈ HK$284,838/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,616,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,158
−HK$9,792/mo
▼ 0.25% · 3.875%
HK$161,015
−HK$4,935/mo
Today · 4.125%
HK$165,950
baseline
▲ 0.50% · 4.625%
HK$176,048
+HK$10,098/mo
Deposit HK$3.80M · loan HK$34.24M · min. income ≈ HK$331,900/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,616,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,724
−HK$9,386/mo
▼ 0.25% · 3.875%
HK$178,383
−HK$4,727/mo
Today · 4.125%
HK$183,110
baseline
▲ 0.50% · 4.625%
HK$192,762
+HK$9,652/mo
Deposit HK$3.80M · loan HK$34.24M · min. income ≈ HK$366,220/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,616,950 · Scale 2, in force from 26 Feb 2026)