LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,772
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$89,471
−HK$2,742/mo
Today · 4.125%
HK$92,213
baseline
▲ 0.50% · 4.625%
HK$97,824
+HK$5,611/mo
Deposit HK$19.03M · loan HK$19.03M · min. income ≈ HK$184,426/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$1,617,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,533
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$99,122
−HK$2,626/mo
Today · 4.125%
HK$101,748
baseline
▲ 0.50% · 4.625%
HK$107,111
+HK$5,363/mo
Deposit HK$19.03M · loan HK$19.03M · min. income ≈ HK$203,496/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$1,617,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,126
−HK$6,530/mo
▼ 0.25% · 3.875%
HK$107,365
−HK$3,291/mo
Today · 4.125%
HK$110,656
baseline
▲ 0.50% · 4.625%
HK$117,389
+HK$6,733/mo
Deposit HK$15.22M · loan HK$22.83M · min. income ≈ HK$221,312/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,617,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,839
−HK$6,259/mo
▼ 0.25% · 3.875%
HK$118,946
−HK$3,152/mo
Today · 4.125%
HK$122,098
baseline
▲ 0.50% · 4.625%
HK$128,533
+HK$6,435/mo
Deposit HK$15.22M · loan HK$22.83M · min. income ≈ HK$244,196/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,617,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,480
−HK$7,618/mo
▼ 0.25% · 3.875%
HK$125,259
−HK$3,839/mo
Today · 4.125%
HK$129,098
baseline
▲ 0.50% · 4.625%
HK$136,954
+HK$7,856/mo
Deposit HK$11.42M · loan HK$26.64M · min. income ≈ HK$258,196/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,617,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,146
−HK$7,301/mo
▼ 0.25% · 3.875%
HK$138,770
−HK$3,677/mo
Today · 4.125%
HK$142,447
baseline
▲ 0.50% · 4.625%
HK$149,956
+HK$7,509/mo
Deposit HK$11.42M · loan HK$26.64M · min. income ≈ HK$284,894/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,617,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,189
−HK$9,794/mo
▼ 0.25% · 3.875%
HK$161,047
−HK$4,936/mo
Today · 4.125%
HK$165,983
baseline
▲ 0.50% · 4.625%
HK$176,083
+HK$10,100/mo
Deposit HK$3.81M · loan HK$34.25M · min. income ≈ HK$331,966/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,617,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,759
−HK$9,387/mo
▼ 0.25% · 3.875%
HK$178,419
−HK$4,727/mo
Today · 4.125%
HK$183,146
baseline
▲ 0.50% · 4.625%
HK$192,800
+HK$9,654/mo
Deposit HK$3.81M · loan HK$34.25M · min. income ≈ HK$366,292/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,617,273 · Scale 2, in force from 26 Feb 2026)