LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,774
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$89,473
−HK$2,742/mo
Today · 4.125%
HK$92,215
baseline
▲ 0.50% · 4.625%
HK$97,826
+HK$5,611/mo
Deposit HK$19.03M · loan HK$19.03M · min. income ≈ HK$184,430/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$1,617,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,535
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$99,124
−HK$2,627/mo
Today · 4.125%
HK$101,751
baseline
▲ 0.50% · 4.625%
HK$107,114
+HK$5,363/mo
Deposit HK$19.03M · loan HK$19.03M · min. income ≈ HK$203,502/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$1,617,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,129
−HK$6,529/mo
▼ 0.25% · 3.875%
HK$107,368
−HK$3,290/mo
Today · 4.125%
HK$110,658
baseline
▲ 0.50% · 4.625%
HK$117,392
+HK$6,734/mo
Deposit HK$15.22M · loan HK$22.83M · min. income ≈ HK$221,316/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,617,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,842
−HK$6,259/mo
▼ 0.25% · 3.875%
HK$118,949
−HK$3,152/mo
Today · 4.125%
HK$122,101
baseline
▲ 0.50% · 4.625%
HK$128,537
+HK$6,436/mo
Deposit HK$15.22M · loan HK$22.83M · min. income ≈ HK$244,202/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,617,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,483
−HK$7,619/mo
▼ 0.25% · 3.875%
HK$125,262
−HK$3,840/mo
Today · 4.125%
HK$129,102
baseline
▲ 0.50% · 4.625%
HK$136,957
+HK$7,855/mo
Deposit HK$11.42M · loan HK$26.64M · min. income ≈ HK$258,204/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,617,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,149
−HK$7,302/mo
▼ 0.25% · 3.875%
HK$138,774
−HK$3,677/mo
Today · 4.125%
HK$142,451
baseline
▲ 0.50% · 4.625%
HK$149,960
+HK$7,509/mo
Deposit HK$11.42M · loan HK$26.64M · min. income ≈ HK$284,902/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,617,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,193
−HK$9,795/mo
▼ 0.25% · 3.875%
HK$161,052
−HK$4,936/mo
Today · 4.125%
HK$165,988
baseline
▲ 0.50% · 4.625%
HK$176,088
+HK$10,100/mo
Deposit HK$3.81M · loan HK$34.25M · min. income ≈ HK$331,976/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,617,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,763
−HK$9,388/mo
▼ 0.25% · 3.875%
HK$178,423
−HK$4,728/mo
Today · 4.125%
HK$183,151
baseline
▲ 0.50% · 4.625%
HK$192,805
+HK$9,654/mo
Deposit HK$3.81M · loan HK$34.25M · min. income ≈ HK$366,302/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,617,315 · Scale 2, in force from 26 Feb 2026)