LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,777
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$89,476
−HK$2,742/mo
Today · 4.125%
HK$92,218
baseline
▲ 0.50% · 4.625%
HK$97,830
+HK$5,612/mo
Deposit HK$19.03M · loan HK$19.03M · min. income ≈ HK$184,436/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,617,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,538
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$99,127
−HK$2,627/mo
Today · 4.125%
HK$101,754
baseline
▲ 0.50% · 4.625%
HK$107,117
+HK$5,363/mo
Deposit HK$19.03M · loan HK$19.03M · min. income ≈ HK$203,508/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,617,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,132
−HK$6,530/mo
▼ 0.25% · 3.875%
HK$107,371
−HK$3,291/mo
Today · 4.125%
HK$110,662
baseline
▲ 0.50% · 4.625%
HK$117,396
+HK$6,734/mo
Deposit HK$15.22M · loan HK$22.83M · min. income ≈ HK$221,324/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,617,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,846
−HK$6,259/mo
▼ 0.25% · 3.875%
HK$118,953
−HK$3,152/mo
Today · 4.125%
HK$122,105
baseline
▲ 0.50% · 4.625%
HK$128,541
+HK$6,436/mo
Deposit HK$15.22M · loan HK$22.83M · min. income ≈ HK$244,210/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,617,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,487
−HK$7,619/mo
▼ 0.25% · 3.875%
HK$125,266
−HK$3,840/mo
Today · 4.125%
HK$129,106
baseline
▲ 0.50% · 4.625%
HK$136,961
+HK$7,855/mo
Deposit HK$11.42M · loan HK$26.64M · min. income ≈ HK$258,212/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,617,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,153
−HK$7,302/mo
▼ 0.25% · 3.875%
HK$138,778
−HK$3,677/mo
Today · 4.125%
HK$142,455
baseline
▲ 0.50% · 4.625%
HK$149,964
+HK$7,509/mo
Deposit HK$11.42M · loan HK$26.64M · min. income ≈ HK$284,910/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,617,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,198
−HK$9,795/mo
▼ 0.25% · 3.875%
HK$161,057
−HK$4,936/mo
Today · 4.125%
HK$165,993
baseline
▲ 0.50% · 4.625%
HK$176,093
+HK$10,100/mo
Deposit HK$3.81M · loan HK$34.25M · min. income ≈ HK$331,986/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,617,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,769
−HK$9,388/mo
▼ 0.25% · 3.875%
HK$178,429
−HK$4,728/mo
Today · 4.125%
HK$183,157
baseline
▲ 0.50% · 4.625%
HK$192,811
+HK$9,654/mo
Deposit HK$3.81M · loan HK$34.25M · min. income ≈ HK$366,314/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,617,366 · Scale 2, in force from 26 Feb 2026)