LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,779
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$89,479
−HK$2,742/mo
Today · 4.125%
HK$92,221
baseline
▲ 0.50% · 4.625%
HK$97,833
+HK$5,612/mo
Deposit HK$19.03M · loan HK$19.03M · min. income ≈ HK$184,442/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,617,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,541
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$99,130
−HK$2,627/mo
Today · 4.125%
HK$101,757
baseline
▲ 0.50% · 4.625%
HK$107,121
+HK$5,364/mo
Deposit HK$19.03M · loan HK$19.03M · min. income ≈ HK$203,514/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,617,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,135
−HK$6,530/mo
▼ 0.25% · 3.875%
HK$107,374
−HK$3,291/mo
Today · 4.125%
HK$110,665
baseline
▲ 0.50% · 4.625%
HK$117,399
+HK$6,734/mo
Deposit HK$15.22M · loan HK$22.83M · min. income ≈ HK$221,330/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,617,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,849
−HK$6,259/mo
▼ 0.25% · 3.875%
HK$118,956
−HK$3,152/mo
Today · 4.125%
HK$122,108
baseline
▲ 0.50% · 4.625%
HK$128,545
+HK$6,437/mo
Deposit HK$15.22M · loan HK$22.83M · min. income ≈ HK$244,216/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,617,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,491
−HK$7,619/mo
▼ 0.25% · 3.875%
HK$125,270
−HK$3,840/mo
Today · 4.125%
HK$129,110
baseline
▲ 0.50% · 4.625%
HK$136,966
+HK$7,856/mo
Deposit HK$11.42M · loan HK$26.64M · min. income ≈ HK$258,220/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,617,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,158
−HK$7,302/mo
▼ 0.25% · 3.875%
HK$138,783
−HK$3,677/mo
Today · 4.125%
HK$142,460
baseline
▲ 0.50% · 4.625%
HK$149,969
+HK$7,509/mo
Deposit HK$11.42M · loan HK$26.64M · min. income ≈ HK$284,920/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,617,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,203
−HK$9,795/mo
▼ 0.25% · 3.875%
HK$161,062
−HK$4,936/mo
Today · 4.125%
HK$165,998
baseline
▲ 0.50% · 4.625%
HK$176,099
+HK$10,101/mo
Deposit HK$3.81M · loan HK$34.25M · min. income ≈ HK$331,996/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,617,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,774
−HK$9,389/mo
▼ 0.25% · 3.875%
HK$178,435
−HK$4,728/mo
Today · 4.125%
HK$183,163
baseline
▲ 0.50% · 4.625%
HK$192,817
+HK$9,654/mo
Deposit HK$3.81M · loan HK$34.25M · min. income ≈ HK$366,326/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,617,417 · Scale 2, in force from 26 Feb 2026)