LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,780
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$89,479
−HK$2,743/mo
Today · 4.125%
HK$92,222
baseline
▲ 0.50% · 4.625%
HK$97,833
+HK$5,611/mo
Deposit HK$19.03M · loan HK$19.03M · min. income ≈ HK$184,444/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,617,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,542
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$99,131
−HK$2,626/mo
Today · 4.125%
HK$101,757
baseline
▲ 0.50% · 4.625%
HK$107,121
+HK$5,364/mo
Deposit HK$19.03M · loan HK$19.03M · min. income ≈ HK$203,514/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,617,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,136
−HK$6,530/mo
▼ 0.25% · 3.875%
HK$107,375
−HK$3,291/mo
Today · 4.125%
HK$110,666
baseline
▲ 0.50% · 4.625%
HK$117,400
+HK$6,734/mo
Deposit HK$15.22M · loan HK$22.83M · min. income ≈ HK$221,332/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,617,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,850
−HK$6,259/mo
▼ 0.25% · 3.875%
HK$118,957
−HK$3,152/mo
Today · 4.125%
HK$122,109
baseline
▲ 0.50% · 4.625%
HK$128,545
+HK$6,436/mo
Deposit HK$15.22M · loan HK$22.83M · min. income ≈ HK$244,218/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,617,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,492
−HK$7,618/mo
▼ 0.25% · 3.875%
HK$125,271
−HK$3,839/mo
Today · 4.125%
HK$129,110
baseline
▲ 0.50% · 4.625%
HK$136,966
+HK$7,856/mo
Deposit HK$11.42M · loan HK$26.64M · min. income ≈ HK$258,220/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,617,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,158
−HK$7,302/mo
▼ 0.25% · 3.875%
HK$138,783
−HK$3,677/mo
Today · 4.125%
HK$142,460
baseline
▲ 0.50% · 4.625%
HK$149,970
+HK$7,510/mo
Deposit HK$11.42M · loan HK$26.64M · min. income ≈ HK$284,920/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,617,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,204
−HK$9,795/mo
▼ 0.25% · 3.875%
HK$161,062
−HK$4,937/mo
Today · 4.125%
HK$165,999
baseline
▲ 0.50% · 4.625%
HK$176,100
+HK$10,101/mo
Deposit HK$3.81M · loan HK$34.25M · min. income ≈ HK$331,998/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,617,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,775
−HK$9,388/mo
▼ 0.25% · 3.875%
HK$178,435
−HK$4,728/mo
Today · 4.125%
HK$183,163
baseline
▲ 0.50% · 4.625%
HK$192,818
+HK$9,655/mo
Deposit HK$3.81M · loan HK$34.25M · min. income ≈ HK$366,326/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,617,424 · Scale 2, in force from 26 Feb 2026)