LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,783
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$89,482
−HK$2,743/mo
Today · 4.125%
HK$92,225
baseline
▲ 0.50% · 4.625%
HK$97,837
+HK$5,612/mo
Deposit HK$19.03M · loan HK$19.03M · min. income ≈ HK$184,450/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,617,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,545
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$99,134
−HK$2,627/mo
Today · 4.125%
HK$101,761
baseline
▲ 0.50% · 4.625%
HK$107,125
+HK$5,364/mo
Deposit HK$19.03M · loan HK$19.03M · min. income ≈ HK$203,522/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,617,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,139
−HK$6,531/mo
▼ 0.25% · 3.875%
HK$107,379
−HK$3,291/mo
Today · 4.125%
HK$110,670
baseline
▲ 0.50% · 4.625%
HK$117,404
+HK$6,734/mo
Deposit HK$15.22M · loan HK$22.84M · min. income ≈ HK$221,340/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,617,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,854
−HK$6,259/mo
▼ 0.25% · 3.875%
HK$118,961
−HK$3,152/mo
Today · 4.125%
HK$122,113
baseline
▲ 0.50% · 4.625%
HK$128,550
+HK$6,437/mo
Deposit HK$15.22M · loan HK$22.84M · min. income ≈ HK$244,226/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,617,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,496
−HK$7,619/mo
▼ 0.25% · 3.875%
HK$125,275
−HK$3,840/mo
Today · 4.125%
HK$129,115
baseline
▲ 0.50% · 4.625%
HK$136,971
+HK$7,856/mo
Deposit HK$11.42M · loan HK$26.64M · min. income ≈ HK$258,230/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,617,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,163
−HK$7,302/mo
▼ 0.25% · 3.875%
HK$138,788
−HK$3,677/mo
Today · 4.125%
HK$142,465
baseline
▲ 0.50% · 4.625%
HK$149,975
+HK$7,510/mo
Deposit HK$11.42M · loan HK$26.64M · min. income ≈ HK$284,930/mo (50% DSR)
Upfront cash ≈ HK$13.03M (deposit + AVD stamp duty HK$1,617,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,209
−HK$9,796/mo
▼ 0.25% · 3.875%
HK$161,068
−HK$4,937/mo
Today · 4.125%
HK$166,005
baseline
▲ 0.50% · 4.625%
HK$176,106
+HK$10,101/mo
Deposit HK$3.81M · loan HK$34.25M · min. income ≈ HK$332,010/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,617,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,781
−HK$9,389/mo
▼ 0.25% · 3.875%
HK$178,442
−HK$4,728/mo
Today · 4.125%
HK$183,170
baseline
▲ 0.50% · 4.625%
HK$192,825
+HK$9,655/mo
Deposit HK$3.81M · loan HK$34.25M · min. income ≈ HK$366,340/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,617,481 · Scale 2, in force from 26 Feb 2026)