LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,783
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$89,483
−HK$2,742/mo
Today · 4.125%
HK$92,225
baseline
▲ 0.50% · 4.625%
HK$97,837
+HK$5,612/mo
Deposit HK$19.03M · loan HK$19.03M · min. income ≈ HK$184,450/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,617,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,546
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$99,135
−HK$2,627/mo
Today · 4.125%
HK$101,762
baseline
▲ 0.50% · 4.625%
HK$107,126
+HK$5,364/mo
Deposit HK$19.03M · loan HK$19.03M · min. income ≈ HK$203,524/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,617,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,140
−HK$6,531/mo
▼ 0.25% · 3.875%
HK$107,379
−HK$3,292/mo
Today · 4.125%
HK$110,671
baseline
▲ 0.50% · 4.625%
HK$117,405
+HK$6,734/mo
Deposit HK$15.22M · loan HK$22.84M · min. income ≈ HK$221,342/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,617,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,855
−HK$6,259/mo
▼ 0.25% · 3.875%
HK$118,962
−HK$3,152/mo
Today · 4.125%
HK$122,114
baseline
▲ 0.50% · 4.625%
HK$128,551
+HK$6,437/mo
Deposit HK$15.22M · loan HK$22.84M · min. income ≈ HK$244,228/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,617,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,497
−HK$7,619/mo
▼ 0.25% · 3.875%
HK$125,276
−HK$3,840/mo
Today · 4.125%
HK$129,116
baseline
▲ 0.50% · 4.625%
HK$136,972
+HK$7,856/mo
Deposit HK$11.42M · loan HK$26.64M · min. income ≈ HK$258,232/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,617,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,164
−HK$7,302/mo
▼ 0.25% · 3.875%
HK$138,789
−HK$3,677/mo
Today · 4.125%
HK$142,466
baseline
▲ 0.50% · 4.625%
HK$149,976
+HK$7,510/mo
Deposit HK$11.42M · loan HK$26.64M · min. income ≈ HK$284,932/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,617,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,210
−HK$9,796/mo
▼ 0.25% · 3.875%
HK$161,069
−HK$4,937/mo
Today · 4.125%
HK$166,006
baseline
▲ 0.50% · 4.625%
HK$176,107
+HK$10,101/mo
Deposit HK$3.81M · loan HK$34.25M · min. income ≈ HK$332,012/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,617,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,782
−HK$9,389/mo
▼ 0.25% · 3.875%
HK$178,443
−HK$4,728/mo
Today · 4.125%
HK$183,171
baseline
▲ 0.50% · 4.625%
HK$192,826
+HK$9,655/mo
Deposit HK$3.81M · loan HK$34.25M · min. income ≈ HK$366,342/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,617,491 · Scale 2, in force from 26 Feb 2026)