LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,784
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$89,483
−HK$2,743/mo
Today · 4.125%
HK$92,226
baseline
▲ 0.50% · 4.625%
HK$97,838
+HK$5,612/mo
Deposit HK$19.03M · loan HK$19.03M · min. income ≈ HK$184,452/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,617,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,546
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$99,136
−HK$2,626/mo
Today · 4.125%
HK$101,762
baseline
▲ 0.50% · 4.625%
HK$107,126
+HK$5,364/mo
Deposit HK$19.03M · loan HK$19.03M · min. income ≈ HK$203,524/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,617,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,141
−HK$6,530/mo
▼ 0.25% · 3.875%
HK$107,380
−HK$3,291/mo
Today · 4.125%
HK$110,671
baseline
▲ 0.50% · 4.625%
HK$117,405
+HK$6,734/mo
Deposit HK$15.22M · loan HK$22.84M · min. income ≈ HK$221,342/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,617,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,855
−HK$6,260/mo
▼ 0.25% · 3.875%
HK$118,963
−HK$3,152/mo
Today · 4.125%
HK$122,115
baseline
▲ 0.50% · 4.625%
HK$128,552
+HK$6,437/mo
Deposit HK$15.22M · loan HK$22.84M · min. income ≈ HK$244,230/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,617,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,497
−HK$7,619/mo
▼ 0.25% · 3.875%
HK$125,277
−HK$3,839/mo
Today · 4.125%
HK$129,116
baseline
▲ 0.50% · 4.625%
HK$136,973
+HK$7,857/mo
Deposit HK$11.42M · loan HK$26.64M · min. income ≈ HK$258,232/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,617,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,165
−HK$7,302/mo
▼ 0.25% · 3.875%
HK$138,790
−HK$3,677/mo
Today · 4.125%
HK$142,467
baseline
▲ 0.50% · 4.625%
HK$149,977
+HK$7,510/mo
Deposit HK$11.42M · loan HK$26.64M · min. income ≈ HK$284,934/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,617,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,211
−HK$9,796/mo
▼ 0.25% · 3.875%
HK$161,070
−HK$4,937/mo
Today · 4.125%
HK$166,007
baseline
▲ 0.50% · 4.625%
HK$176,108
+HK$10,101/mo
Deposit HK$3.81M · loan HK$34.25M · min. income ≈ HK$332,014/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,617,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,783
−HK$9,389/mo
▼ 0.25% · 3.875%
HK$178,444
−HK$4,728/mo
Today · 4.125%
HK$183,172
baseline
▲ 0.50% · 4.625%
HK$192,827
+HK$9,655/mo
Deposit HK$3.81M · loan HK$34.25M · min. income ≈ HK$366,344/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,617,500 · Scale 2, in force from 26 Feb 2026)