LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,788
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$89,488
−HK$2,742/mo
Today · 4.125%
HK$92,230
baseline
▲ 0.50% · 4.625%
HK$97,842
+HK$5,612/mo
Deposit HK$19.03M · loan HK$19.03M · min. income ≈ HK$184,460/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,617,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,551
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$99,140
−HK$2,627/mo
Today · 4.125%
HK$101,767
baseline
▲ 0.50% · 4.625%
HK$107,131
+HK$5,364/mo
Deposit HK$19.03M · loan HK$19.03M · min. income ≈ HK$203,534/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,617,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,146
−HK$6,530/mo
▼ 0.25% · 3.875%
HK$107,385
−HK$3,291/mo
Today · 4.125%
HK$110,676
baseline
▲ 0.50% · 4.625%
HK$117,411
+HK$6,735/mo
Deposit HK$15.22M · loan HK$22.84M · min. income ≈ HK$221,352/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,617,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,861
−HK$6,259/mo
▼ 0.25% · 3.875%
HK$118,968
−HK$3,152/mo
Today · 4.125%
HK$122,120
baseline
▲ 0.50% · 4.625%
HK$128,558
+HK$6,438/mo
Deposit HK$15.22M · loan HK$22.84M · min. income ≈ HK$244,240/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,617,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,503
−HK$7,619/mo
▼ 0.25% · 3.875%
HK$125,283
−HK$3,839/mo
Today · 4.125%
HK$129,122
baseline
▲ 0.50% · 4.625%
HK$136,979
+HK$7,857/mo
Deposit HK$11.42M · loan HK$26.64M · min. income ≈ HK$258,244/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,617,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,171
−HK$7,303/mo
▼ 0.25% · 3.875%
HK$138,796
−HK$3,678/mo
Today · 4.125%
HK$142,474
baseline
▲ 0.50% · 4.625%
HK$149,984
+HK$7,510/mo
Deposit HK$11.42M · loan HK$26.64M · min. income ≈ HK$284,948/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,617,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,218
−HK$9,797/mo
▼ 0.25% · 3.875%
HK$161,078
−HK$4,937/mo
Today · 4.125%
HK$166,015
baseline
▲ 0.50% · 4.625%
HK$176,116
+HK$10,101/mo
Deposit HK$3.81M · loan HK$34.25M · min. income ≈ HK$332,030/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,617,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,791
−HK$9,390/mo
▼ 0.25% · 3.875%
HK$178,452
−HK$4,729/mo
Today · 4.125%
HK$183,181
baseline
▲ 0.50% · 4.625%
HK$192,836
+HK$9,655/mo
Deposit HK$3.81M · loan HK$34.25M · min. income ≈ HK$366,362/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,617,576 · Scale 2, in force from 26 Feb 2026)