LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,789
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$89,488
−HK$2,743/mo
Today · 4.125%
HK$92,231
baseline
▲ 0.50% · 4.625%
HK$97,843
+HK$5,612/mo
Deposit HK$19.03M · loan HK$19.03M · min. income ≈ HK$184,462/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,617,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,552
−HK$5,216/mo
▼ 0.25% · 3.875%
HK$99,141
−HK$2,627/mo
Today · 4.125%
HK$101,768
baseline
▲ 0.50% · 4.625%
HK$107,132
+HK$5,364/mo
Deposit HK$19.03M · loan HK$19.03M · min. income ≈ HK$203,536/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,617,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,146
−HK$6,531/mo
▼ 0.25% · 3.875%
HK$107,386
−HK$3,291/mo
Today · 4.125%
HK$110,677
baseline
▲ 0.50% · 4.625%
HK$117,412
+HK$6,735/mo
Deposit HK$15.22M · loan HK$22.84M · min. income ≈ HK$221,354/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,617,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,862
−HK$6,259/mo
▼ 0.25% · 3.875%
HK$118,969
−HK$3,152/mo
Today · 4.125%
HK$122,121
baseline
▲ 0.50% · 4.625%
HK$128,559
+HK$6,438/mo
Deposit HK$15.22M · loan HK$22.84M · min. income ≈ HK$244,242/mo (50% DSR)
Upfront cash ≈ HK$16.84M (deposit + AVD stamp duty HK$1,617,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,504
−HK$7,619/mo
▼ 0.25% · 3.875%
HK$125,284
−HK$3,839/mo
Today · 4.125%
HK$129,123
baseline
▲ 0.50% · 4.625%
HK$136,980
+HK$7,857/mo
Deposit HK$11.42M · loan HK$26.64M · min. income ≈ HK$258,246/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,617,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,172
−HK$7,303/mo
▼ 0.25% · 3.875%
HK$138,797
−HK$3,678/mo
Today · 4.125%
HK$142,475
baseline
▲ 0.50% · 4.625%
HK$149,985
+HK$7,510/mo
Deposit HK$11.42M · loan HK$26.64M · min. income ≈ HK$284,950/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,617,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,220
−HK$9,796/mo
▼ 0.25% · 3.875%
HK$161,079
−HK$4,937/mo
Today · 4.125%
HK$166,016
baseline
▲ 0.50% · 4.625%
HK$176,118
+HK$10,102/mo
Deposit HK$3.81M · loan HK$34.25M · min. income ≈ HK$332,032/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,617,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,793
−HK$9,389/mo
▼ 0.25% · 3.875%
HK$178,454
−HK$4,728/mo
Today · 4.125%
HK$183,182
baseline
▲ 0.50% · 4.625%
HK$192,838
+HK$9,656/mo
Deposit HK$3.81M · loan HK$34.25M · min. income ≈ HK$366,364/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$1,617,589 · Scale 2, in force from 26 Feb 2026)