LTV · monthly repayment
▼ 0.50% · 3.625%
HK$86,825
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$89,525
−HK$2,744/mo
Today · 4.125%
HK$92,269
baseline
▲ 0.50% · 4.625%
HK$97,884
+HK$5,615/mo
Deposit HK$19.04M · loan HK$19.04M · min. income ≈ HK$184,538/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,618,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,591
−HK$5,219/mo
▼ 0.25% · 3.875%
HK$99,182
−HK$2,628/mo
Today · 4.125%
HK$101,810
baseline
▲ 0.50% · 4.625%
HK$107,176
+HK$5,366/mo
Deposit HK$19.04M · loan HK$19.04M · min. income ≈ HK$203,620/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,618,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,189
−HK$6,534/mo
▼ 0.25% · 3.875%
HK$107,430
−HK$3,293/mo
Today · 4.125%
HK$110,723
baseline
▲ 0.50% · 4.625%
HK$117,460
+HK$6,737/mo
Deposit HK$15.23M · loan HK$22.85M · min. income ≈ HK$221,446/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$1,618,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,910
−HK$6,262/mo
▼ 0.25% · 3.875%
HK$119,018
−HK$3,154/mo
Today · 4.125%
HK$122,172
baseline
▲ 0.50% · 4.625%
HK$128,612
+HK$6,440/mo
Deposit HK$15.23M · loan HK$22.85M · min. income ≈ HK$244,344/mo (50% DSR)
Upfront cash ≈ HK$16.85M (deposit + AVD stamp duty HK$1,618,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,554
−HK$7,623/mo
▼ 0.25% · 3.875%
HK$125,335
−HK$3,842/mo
Today · 4.125%
HK$129,177
baseline
▲ 0.50% · 4.625%
HK$137,037
+HK$7,860/mo
Deposit HK$11.42M · loan HK$26.65M · min. income ≈ HK$258,354/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,618,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,228
−HK$7,306/mo
▼ 0.25% · 3.875%
HK$138,855
−HK$3,679/mo
Today · 4.125%
HK$142,534
baseline
▲ 0.50% · 4.625%
HK$150,047
+HK$7,513/mo
Deposit HK$11.42M · loan HK$26.65M · min. income ≈ HK$285,068/mo (50% DSR)
Upfront cash ≈ HK$13.04M (deposit + AVD stamp duty HK$1,618,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,284
−HK$9,801/mo
▼ 0.25% · 3.875%
HK$161,145
−HK$4,940/mo
Today · 4.125%
HK$166,085
baseline
▲ 0.50% · 4.625%
HK$176,190
+HK$10,105/mo
Deposit HK$3.81M · loan HK$34.27M · min. income ≈ HK$332,170/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,618,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,865
−HK$9,393/mo
▼ 0.25% · 3.875%
HK$178,527
−HK$4,731/mo
Today · 4.125%
HK$183,258
baseline
▲ 0.50% · 4.625%
HK$192,918
+HK$9,660/mo
Deposit HK$3.81M · loan HK$34.27M · min. income ≈ HK$366,516/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$1,618,258 · Scale 2, in force from 26 Feb 2026)